Hamilton County property record for 7241 Thomas Dr, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 3,572 sqft · built 2018 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $642,516 (Sep 2018) |
| Tax Bill | $15,789 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0001-0285-00 |
| Primary APN | 525-0001-0285-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,572 sqft Living Area |
| Gross Area | 4,615 sqft |
| 1st Floor Area | 1,330 sqft |
| 2nd Floor Area | 1,405 sqft |
| Basement Area | 1,330 sqft |
| Finished Basement | 837 sqft |
| Unfinished Basement | 493 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 138 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | Deck Area |
| Patio Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7241 THOMAS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS DR 60 X 138.75 R1-T4-S1 S W |
| Legal Subdivision | PROPOSED BERGENS |
| Legal Lot Number | 117 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 24100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 23, 2021 | Transfer on Death Deed, Transfer |
| Apr 8, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Sep 27, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 12, 2018 | Warranty Deed, Construction Loan |
| Nov 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Feb 12, 2018 · Amount on Record |
| Deed Document Number | 201886016 |
| Deed Book / Page | 13762 / 410 |
| Last Transfer Date | Dec 22, 2021 |
| Transfer Doc | 0000153729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000059527 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 14689/2167 |
| Instrument | 2022-0059527 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000107787 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 14497/1086 |
| Instrument | 2021-0107787 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 23, 2021 |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000153729 |
| Book / Page | 14570 / 1118 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-0153729 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000034951 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7241 THOMAS DR CINCINNATI OH 452432140, CINCINNATI, OH 45243-2140 |
| Document Number | 0000034951 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 014147/000425 |
| Instrument | 34951 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000080210 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7241 THOMAS DR CINCINNATI OH 452432140, CINCINNATI, OH 45243-2140 |
| Document Number | 0000080210 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 014004/002736 |
| Instrument | 80210 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 27, 2018 |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000086016 |
| Book / Page | 13762 / 00410 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2018-0086016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,927.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000086017 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018-0086017 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 12, 2018 |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000011995 |
| Book / Page | 013603 / 001143 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 11995 |
| Transaction Type | Construction Loan |
| Record Updated | May 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9560 MONTGOMERY RD CINCINNATI OH 452427222, CINCINNATI, OH 45242-7222 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 28, 2017 |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000108564 |
| Book / Page | 013552 / 002630 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 108564 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9560 MONTGOMERY RD CINCINNATI OH 452427222, CINCINNATI, OH 45242-7222 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 28, 2017 |
| Property Address | 7241 THOMAS DR, CINCINNATI, OH 45243-2140 |
| Document Number | 0000108562 |
| Book / Page | 013552 / 002626 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 108562 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2623 ERIE AVE CINCINNATI OH 452082001, CINCINNATI, OH 45208-2001 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,789.00 (+2.55%) | $268,374 (+%) Land $58,482 Building $209,892 | $766,780 (-) Land $167,090 Building $599,690 |
| 2024 | $15,396.00 (+4.05%) | $268,373 (+5.21%) Land $58,481 Building $209,892 | |
| 2023 | $14,797.00 (-9.58%) | $255,093 (+10.6%) Land $58,481 Building $196,612 | $766,780 (+16.36%) Land $167,090 Building $599,690 |
| 2022 | $16,365.00 Homeowner's exemption | $230,643 Land $66,640 Building $164,003 | |
| 2020 | $658,980 Land $190,400 Building $468,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1985) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1985 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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