7238 Thomas Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7238 Thomas Dr, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 1951
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,900 (May 2015)
Tax Bill	$6,259 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-0001-0241-00`

Property Details

APN / Parcel Number

Primary APN	`525-0001-0241-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,721 sqft Living Area
1st Floor Area	956 sqft
2nd Floor Area	765 sqft
Upper Floors Area	765 sqft
Basement Area	956 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7238 THOMAS DR
City	CINCINNATI
State	OH
Zip	45243-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS DR 60 X 140 R1-T4-S1 S W
Legal Range	01
Legal Township	04
Legal Section	01
Legal Subdivision	BERGENS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	MADEIRA
Census Block Group	1
Census Block	1007
Census Tract	24100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7238 THOMAS DR, CINCINNATI, OH 45243-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2015 · Amount on Record
Deed Sale	May 1, 2015 · Amount on Record
Prior Sale	Apr 8, 2014
Deed Document Number	343515
Deed Book / Page	012884 / 000501
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7238 THOMAS DR, CINCINNATI, OH 45243-2141
Document Number	0000093241
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7238 THOMAS DR CINCINNATI OH 452432141, CINCINNATI, OH 45243-2141

Mortgage

Document Number	0000093241
Date	Sep 14, 2020
Book Page	014252/004261
Instrument	93241

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 13, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Madeira City
Unified School District	Madeira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,259.00 (+2.67%)	$106,488 (-) Land $43,320 Building $63,168
2024	$6,096.00 (-1.33%)	$106,488 (-) Land $43,320 Building $63,168
2023	$6,178.00 (+3.36%)	$106,488 (+26.41%) Land $43,320 Building $63,168	$304,250 (+26.41%) Land $123,770 Building $180,480
2022	$5,977.00 Homeowner's exemption	$84,238 Land $30,324 Building $53,914
2020			$240,680 Land $86,640 Building $154,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20