7244 Thomas Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7244 Thomas Dr, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,815 sqft · built 2018
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jun 2021)
Tax Bill	$14,913 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`525-0001-0219-00`

Property Details

APN / Parcel Number

Primary APN	`525-0001-0219-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,815 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	1,519 sqft
Attic Area	449 sqft
Basement Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7244 THOMAS DR
City	CINCINNATI
State	OH
Zip	45243-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS DR 60 X 140 R1-T4-S1 SW
Legal Range	01
Legal Township	04
Legal Section	01
Legal Subdivision	BERGENS
Legal Lot Number	116
Jurisdiction	HAMILTON OH
Township / Civil Division	MADEIRA
Census Block Group	1
Census Block	1007
Census Tract	24100

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 27, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Aug 23, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK
Jul 11, 2018	Warranty Deed, Transfer FIRST FINANCIAL BANK
Feb 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	0000066871
Deed Book / Page	14429 / 973
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 1, 2021
Property Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Document Number	0000066871
Book / Page	14429 / 973
Instrument Date	May 27, 2021
Instrument	2021-0066871
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7244 THOMAS DR, 7244, CINCINNATI, OH 45243-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141

Mortgage

Document Number	0000066872
Date	Jun 1, 2021
Instrument	2021-0066872

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020933
Date	Feb 18, 2021
Book Page	14357/2654
Instrument	2021-0020933

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2019
Property Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Document Number	0000114795
Book / Page	014072 / 001449
Instrument Date	Dec 20, 2019
Instrument	114795
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 N RAVENSWOOD AVE CHICAGO IL 606132420, CHICAGO, IL 60613-2420

Mortgage

Document Number	114797
Date	Dec 27, 2019
Book Page	014072/001454
Instrument	114797

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Document Number	0000078739
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7244 THOMAS DR CINCINNATI OH 452432141, CINCINNATI, OH 45243-2141

Mortgage

Document Number	0000078739
Date	Sep 16, 2019
Book Page	014002/000823
Instrument	78739

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2018
Property Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Document Number	0000009261
Instrument Date	Jul 2, 2018
Instrument	18-0059261
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,851.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141

Mortgage

Document Number	0000009959
Date	Jul 11, 2018
Instrument	18-0059959

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 7, 2028

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 21, 2017
Property Address	7244 THOMAS DR, CINCINNATI, OH 45243-2141
Document Number	0000015773
Book / Page	013358 / 000517
Instrument Date	Feb 15, 2017
Instrument	15773
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 FORD CIR MILFORD OH 451502740, MILFORD, OH 45150-2740
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Madeira City
Unified School District	Madeira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,913.00 (+2.66%)	$253,750 (+%) Land $58,481 Building $195,269
2024	$14,526.00 (-1.32%)	$253,749 (-) Land $58,481 Building $195,268
2023	$14,720.00 (-8.81%)	$253,749 (+11.54%) Land $58,481 Building $195,268	$725,000 (+11.54%) Land $167,090 Building $557,910
2022	$16,143.00 Homeowner's exemption	$227,500 Land $58,800 Building $168,700
2020			$650,000 Land $168,000 Building $482,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

7244 Thomas Dr, Cincinnati, OH 45243 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Thomas Dr

Nearby Streets

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