724 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 724 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,248 sqft · built 1926
Lot Size	0.151 acres (6,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2026)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-277-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-277-005-000`
Alternative APN	`38710`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,248 sqft Finished Area
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Finished Basement	525 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38710
Street Address	724 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 3 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	3
Legal Lot Number	13
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	1502

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer UNION FEDERAL CREDIT UNION
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	2026160335
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 4, 2026
Property Address	724 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Document Number	0000160335
Book / Page	638-D / 832
Instrument Date	Jun 2, 2026
Instrument	2026160335
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	724 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739

Mortgage

Document Number	0000160336,
Date	Jun 4, 2026
Book Page	2017-M/207
Instrument	2026160336

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000160337,
Date	Jun 4, 2026
Book Page	2017-M/208
Instrument	2026160337

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 13, 2023
Property Address	724 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Document Number	DEED622/24
Book / Page	DEED 622 / 24
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739

Mortgage

Document Number	MTG19741061
Date	Sep 13, 2023
Instrument	MTG 1974/1061

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,580 (-1.1%) Land $29,077 Building $197,503	$226,580 Land $29,077 Building $197,503
2025	$3,085.00	$229,100 (+7.16%) Land $29,400 Building $199,700
2024	$3,085.00 (+47.4%)	$213,800 (+54.59%) Land $29,400 Building $184,400
2022	$2,093.00	$138,300 Land $27,400 Building $110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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