708 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 708 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 864 sqft · built 1948
Lot Size	0.094 acres (4,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2026)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-277-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-277-002-000`
Alternative APN	`38713`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Finished Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	500 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,090 sqft (0.094 acres)
Lot Dimensions	93 ft deep x 44 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38713
Street Address	708 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX E 57`) 16 BLOCK 3 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	1502

Owner

Source: Minnehaha County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer PLAINS COMMERCE BANK
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	2026167343
Prior Transfer Date	Jan 6, 2025
Prior Transfer Doc	DEED630/371
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 25, 2026
Property Address	708 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Document Number	0000167343
Book / Page	640-D / 443
Instrument Date	Aug 5, 2026
Instrument	2026167343
Transaction Type	Transfer
Record Updated	Oct 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167344,
Date	Aug 25, 2026
Book Page	2021-M/889
Instrument	2026167344

Lender

Name	PLAINS COMMERCE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	708 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859MTG/0040
Date	May 14, 2019
Book Page	1859 MTG/0040

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,600 (-) Land $18,400 Building $194,200	$212,600 Land $18,400 Building $194,200
2025	$2,847.00	$212,600 (+15.67%) Land $18,400 Building $194,200
2024	$2,847.00 (+11.73%)	$183,800 (+7.3%) Land $18,400 Building $165,400
2022	$2,548.00	$171,300 Land $19,800 Building $151,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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