732 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 732 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1914
Lot Size	0.066 acres (2,879 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Apr 2014)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-277-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-277-007-000`
Alternative APN	`38705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,184 sqft Finished Area
1st Floor Area	656 sqft
Upper Floors Area	528 sqft
Basement Area	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,879 sqft (0.066 acres)
Lot Dimensions	80 ft deep x 36 ft wide
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38705
Street Address	732 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 80` N 36` 11 BLOCK 3 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	3
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	1502

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Dec 9, 2022	Deed of Trust, Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	2014407252
Deed Book / Page	555 / 362
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	732 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1963MTG/733
Date	Dec 9, 2022
Book Page	1963 MTG/733

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	732 S SUMMIT AVE, SIOUX FALLS, SD 57104-4739
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1963MTG/737
Date	Dec 9, 2022
Book Page	1963 MTG/737

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,947.00	$144,900 (+4.77%) Land $13,000 Building $131,900
2024	$1,947.00 (+12.8%)	$138,300 (+30.72%) Land $13,000 Building $125,300
2022	$1,726.00	$105,800 Land $16,400 Building $89,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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