724 Pine St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 724 Pine St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,246 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (May 2021)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089380A000`

Property Details

APN / Parcel Number

Primary APN	`089380A000`
Alternative APN	`6-006D-4414-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	940 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,500 sqft
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	089380A000
Old Parcel Number	089380A000
Street Address	724 PINE ST
City	SAINT CHARLES
State	MO
Zip	63301-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SCHOOL LANDS LOT 9
Legal Range	05E
Legal Township	47N
Legal Subdivision	SCHOOL LANDS SUB
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1018
Census Tract	310302

Owner

Source: St. Charles County records · APN 089380A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	724 PINE ST, SAINT CHARLES, MO 63301-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Dec 02, 2016 · Amount on Record
Deed Document Number	0202144735
Deed Book / Page	2021 / 44735
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 24, 2021
Property Address	724 PINE ST, SAINT CHARLES, MO 63301-9010
Document Number	2021R044735
Map Reference	MB 5 PG 80
Instrument Date	May 14, 2021
Instrument	2021R-044735
Transaction Type	Transfer
Record Updated	Jun 07, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3209 HIGHWAY Z, 3209, WENTZVILLE, MO 63385-5812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 PINE ST, SAINT CHARLES, MO 63301-9010

Mortgage

Document Number	2021R044736
Date	May 24, 2021
Instrument	2021R-044736

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00	$41,996 (+6.22%)	$221,034 (+6.22%) Land $55,000 Building $166,034
2023		$39,535
2022			$208,081 Land $40,000 Building $168,081

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	63 (1979–2022)
Claims Outside the SFHA	3 of 63
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 9 claims Flooding, Jun 2011 · 6 claims Severe Storms & Flooding, Aug 1993 · 30 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 561 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.