St. Charles County property record for 716 Pine St, Saint Charles, MO 63301 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,457 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,272 (May 2024) |
| Tax Bill | $2,563 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 089400A000 |
| Primary APN | 089400A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Gross Area | 2,207 sqft |
| 1st Floor Area | 982 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 475 sqft |
| Unfinished Basement | 475 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 089400A000 |
|---|---|
| Street Address | 716 PINE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-9010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOOL LANDS LOT 11 |
| Legal Subdivision | SCHOOL LANDS SUB |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 310302 |
Source: St. Charles County records · APN 089400A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 PINE ST, SAINT CHARLES, MO 63301-9010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 12, 2018 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on Record |
| Deed Sale | May 20, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 202419304 |
| Prior Transfer Date | Aug 06, 2021 |
| Prior Transfer Doc | 2021R067805 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 12, 2021 |
| Property Address | 716 PINE ST, SAINT CHARLES, MO 63301-9010 |
| Document Number | 2021R067805 |
| Map Reference | MB 5 PG 80 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 2021R-067805 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 PINE ST, SAINT CHARLES, MO 63301-9010 |
| Document Number | 2021R067806 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021R-067806 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 12, 2018 |
| Property Address | 716 PINE ST, SAINT CHARLES, MO 63301-9010 |
| Document Number | 0069322289 |
| Book / Page | 006932 / 002289 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 327750 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 PINE CT ST CHARLES MO 63301, ST CHARLES, MO 63301 |
| Document Number | 69322291 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 006932/002291 |
| Instrument | 327760 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,563.00 (+4.78%) | $40,785 (+7.39%) | $214,659 (+7.39%) Land $55,000 Building $159,659 |
| 2024 | $2,446.00 | ||
| 2023 | $37,978 | ||
| 2022 | $199,884 Land $40,000 Building $159,884 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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