St. Charles County property record for 739 Pine St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 940 sqft · built 1955 |
| Lot Size | 0.168 acres (7,347 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,500 (Sep 2018) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Mar 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089550A000 |
| Primary APN | 089550A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Lot Area | 7,347 sqft |
| Lot Dimensions | 93 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 089550A000 |
|---|---|
| Old Parcel Number | 089550A000 |
| Street Address | 739 PINE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SCHOOL LANDS LOT 26 & S E 5'LOT 27 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | SCHOOL LANDS SUB |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 310302 |
Source: St. Charles County records, as of October 19, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 739 PINE ST, SAINT CHARLES, MO 63301-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEALTH CARE FAMILY CU |
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 7, 2018 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 0006974896 |
| Deed Book / Page | 6974 / 896 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 739 PINE ST, SAINT CHARLES, MO 63301-9011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 739 PINE ST, SAINT CHARLES, MO 63301-9011 |
| Document Number | 0000001148 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2023R-001148 |
| Name | HEALTH CARE FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63117 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Nov 26, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 739 PINE ST, SAINT CHARLES, MO 63301-9011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067101921 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 6710/1921 |
| Instrument | 20170310000148390 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 739 PINE ST, SAINT CHARLES, MO 63301-9011 |
| Document Number | 0000065994 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 739 PINE ST ST CHARLES MO 633019011, ST CHARLES, MO 63301-9011 |
| Document Number | 0000065994 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 65994 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 8, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 7, 2018 |
| Property Address | 739 PINE ST, SAINT CHARLES, MO 63301-9011 |
| Document Number | 0069740896 |
| Book / Page | 006974 / 000896 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 515970 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 739 PINE STREET ST ST CHARLES MO 63301, ST CHARLES, MO 63301 |
| Document Number | 69740898 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 006974/000898 |
| Instrument | 515980 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $37,520 | |
| 2022 | $197,472 Land $40,000 Building $157,472 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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