724 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 724 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1918
Square Footage	2,134 sqft Living Area
Lot Size	11,735 sqft (0.269 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2014)
Tax Bill	$7,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-11-428-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,134 sqft Living Area
Gross Area	3,899 sqft Gross Area
Basement Area	1,765 sqft Basement
Stories	5 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	11,735 sqft (0.269 acres)
Depth X Width	168 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Heating System	Gas Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	724 N SPRING ST
City	ELGIN
State	IL
Zip	60120-3654
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOVELLS ADDN SOUTH 70 FT NORTH 194 FT LOT 1 BLOCK 5. NOTE: THE SE CORNER OF BLOCK V OF LOVELLS IS THE INTERSECTION OF THE N LINE OF LOVELL STREET AND THE W LINE OF SPRING STREET.
Legal Subdivision	LOVELLS ADDN
Legal Block	5,V
Legal Lot Number	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2017
Census Tract	850800

Owner

Source: Kane County records · APN 06-11-428-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	724 N SPRING ST, ELGIN, IL 60120-3654
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Jan 09, 2009 · Amount on Record
Deed Doc Number	201453985
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	724 N SPRING ST, ELGIN, IL 60120-3654
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064638
Date	Oct 27, 2020
Instrument	2020K064638

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,411.00 (+14.19%) Homeowner's exemption Senior Citizen's exemption
2024		$104,221 (+21.39%) Land $20,276 Building $83,945	$312,788 (+21.44%) Land $60,852 Building $251,936
2022	$6,490.00 (+5.03%) Homeowner's exemption	$85,854 (+6.96%) Land $16,703 Building $69,151	$257,562 (+6.96%) Land $50,109 Building $207,453
2021	$6,179.00 Homeowner's exemption	$80,267 Land $15,616 Building $64,651	$240,801 Land $46,848 Building $193,953

Flood & Wildfire

724 N Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.