704 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 704 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1872
Square Footage2,282 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$179,000 (2021)
Tax Bill$7,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-428-014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,282 sqft Living Area
Gross Area3,423 sqft Gross Area
Basement Area1,141 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1872
Construction TypeFrame Construction
Lot Area12,632 sqft (0.29 acres)
Lot Width99 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Location & Zoning

Street Address704 N SPRING ST
CityELGIN
StateIL
Zip60120-3654
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOVELLS ADDN SOUTH 99 FT EXCEPT SOUTH 85 FT WEST 44 FT
Legal SubdivisionLOVELLS ADDN
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2017
Census Tract850800

Owner

Source: Kane County records · APN 06-11-428-014

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address704 N SPRING ST, ELGIN, IL 60120-3654
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK NA
Nov 16, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2021 · Amount on Record
Deed SaleFeb 18, 2021 · Amount on Record
Prior SaleAug 24, 2012 · Amount on Record
Deed Doc Number202113083
Prior Transfer DateOct 18, 2017
Prior Transfer Doc0000060203
Record RefreshedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 18, 2021
Property Address704 N SPRING ST, ELGIN, IL 60120-3654
Document Number0000013083
Instrument DateNov 16, 2020
Instrument2021K013083
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address704 N SPRING ST, ELGIN, IL 60120-3654

Mortgage

Document Number0000013084
DateFeb 18, 2021
Instrument2021K013084
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 16, 2017
Property Address704 N SPRING ST, ELGIN, IL 60120-3654
Document Number0000060203
Instrument DateOct 18, 2017
Instrument60203
Transaction TypeTransfer
Record UpdatedDec 04, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1660 GULF BLVD #1005 CLEARWATER BEACH FL 337672936, 1005, CLEARWATER BEACH, FL 33767-2936

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,983.00 (+15.85%) Homeowner's exemption
2024$103,758 (+21.39%) Land $21,193 Building $82,565$311,399 (+21.44%) Land $63,604 Building $247,794
2022$6,891.00 (+4.5%) Homeowner's exemption$85,472 (+6.96%) Land $17,458 Building $68,014$256,416 (+6.96%) Land $52,374 Building $204,042
2021$6,594.00 Homeowner's exemption$79,910 Land $16,322 Building $63,588$239,730 Land $48,966 Building $190,764

Nearby Properties on N Spring St

Nearby Streets

Search Property Records by Address or Parcel Number