725 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 725 N Spring St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,234 sqft · built 1902
Lot Size	0.225 acres (9,817 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Dec 2024)
Tax Bill	$7,552 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-301-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-301-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area
Gross Area	3,176 sqft
Basement Area	942 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,817 sqft (0.225 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	725 N SPRING ST
City	ELGIN
State	IL
Zip	60120-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW ADDN LOT 18
Legal Subdivision	PLEASANT VIEW ADDN
Legal Block	2
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2018
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	670 LILLIE ST, ELGIN, IL 60120-4482
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Deed Document Number	202447645
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	0000166200
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	725 N SPRING ST, ELGIN, IL 60120-3653
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 N SPRING ST, ELGIN, IL 60120-3653

Mortgage

Document Number	0000003644
Date	Jan 27, 2026
Instrument	2026K003644

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	725 N SPRING ST, ELGIN, IL 60120-3653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056368
Date	Nov 20, 2019
Instrument	2019K056368

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 27, 2024

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,552.00 (+14.22%)	$115,002 (+8.57%) Land $20,726 Building $94,276	$345,144 (+8.57%) Land $62,203 Building $282,941
2024		$105,924 (+21.39%) Land $19,090 Building $86,834	$317,899 (+21.44%) Land $57,293 Building $260,606
2022	$6,612.00 (+5.02%) Homeowner's exemption	$87,256 (+6.96%) Land $15,725 Building $71,531	$261,768 (+6.96%) Land $47,175 Building $214,593
2021	$6,296.00 Homeowner's exemption	$81,578 Land $14,702 Building $66,876	$244,734 Land $44,106 Building $200,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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