7234 Traces Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 7234 Traces Dr, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,502 sqft · built 2014
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jun 2019)
Tax Bill	$3,364 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R809198`

Property Details

APN / Parcel Number

Primary APN	`R809198`
Alternative APNs	`05-1995-19-3-01-62-0000` `0000046422`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,502 sqft
Finished Basement	1,502 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	2,576 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000046422
Street Address	7234 TRACES DR
City	HELENA
State	MT
Zip	59602-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKBOARD MEADOWS SUBD, S19, T11 N, R03 W, LOT 21, COS 3254327
Legal Range	03W
Legal Township	11N
Legal Section	19
Legal Subdivision	BUCKBOARD MEADOWS SUBD
Legal Lot Number	21
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1011
Census Tract	501

Owner

7234 Traces Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7234 TRACES DR, HELENA, MT 59602-8595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Mar 5, 2021	Transfer on Death Deed, Transfer
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Mar 19, 2015 · Amount on File
Deed Document Number	20193338846
Deed Book / Page	55 / 6749
Last Transfer Date	Mar 4, 2021
Transfer Doc	00M58/8088
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jul 6, 2026
Property Address	7234 TRACES DR, HELENA, MT 59602-8595
Document Number	0003452102
Book / Page	65 / 5605
Instrument Date	Jun 26, 2026
Instrument	20263452102
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7234 TRACES DR, HELENA, MT 59602-8595

Mortgage

Document Number	0003452102,
Date	Jul 6, 2026
Book Page	65/5605
Instrument	20263452102

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Mar 5, 2021
Property Address	7234 TRACES DR, HELENA, MT 59602-8595
Document Number	00M58/8088
Book / Page	M58 / 8088
Map Reference	DOC 3254327
Instrument Date	Mar 4, 2021
Instrument	3373915
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7234 TRACES DR, 7234, HELENA, MT 59602-8595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 KNIGHT ST, HELENA, MT 59601-1422
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 28, 2019
Property Address	7234 TRACES DR, HELENA, MT 59602-8595
Document Number	00M55/6749
Book / Page	M55 / 6749
Map Reference	DOC 3254327
Instrument Date	Jun 28, 2019
Instrument	3338846
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7234 TRACES DR, HELENA, MT 59602-8595

Mortgage

Document Number	0003338847
Date	Jun 28, 2019
Instrument	3338847

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7234 Traces Dr was $3,364, up 3.3% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,364.00 (+3.35%)	$622,600 (-)
2025	$3,255.00	$622,600	$622,600 Land $155,857 Building $466,743
2023	$5,238.00	$558,300	$558,300 Land $125,767 Building $432,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7234 Traces Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7234 Traces Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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