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7220 Traces Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 7220 Traces Dr, Helena, MT 59602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,470 sqft · built 2014
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$512,045 (Oct 2024)
Tax Bill$3,134 (2026)
Deeds & MortgagesMay 2026 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APNR809199

Property Details

APN / Parcel Number

Primary APNR809199
Alternative APNs
  • 05-1995-19-3-01-64-0000
  • 0000046423

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft
Basement Area1,470 sqft
Finished Basement1,470 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
Garage Area848 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area377 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000046423
Street Address7220 TRACES DR
CityHELENA
StateMT
Zip59602-8595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKBOARD MEADOWS SUBD, S19, T11 N, R03 W, LOT 22, COS 3254327
Legal Range03W
Legal Township11N
Legal Section19
Legal SubdivisionBUCKBOARD MEADOWS SUBD
Legal Lot Number22
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group1
Census Block1011
Census Tract501

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7220 TRACES DR, HELENA, MT 59602-8595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Jul 26, 2017Warranty Deed, Transfer
FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleJul 26, 2017
Deed Document Number20243429243
Deed Book / Page63 / 6875
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Recording DateMay 18, 2026
Property Address7220 TRACES DR, HELENA, MT 59602-8595
Document Number0003450257
Book / Page65 / 3966
Instrument DateApr 24, 2026
Instrument20263450257
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address7220 TRACES DR, HELENA, MT 59602-8595

Mortgage

Document Number0003450257,
DateMay 18, 2026
Book Page65/3966
Instrument20263450257
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS AND CLARK MT
Recording DateJul 26, 2017
Property Address7220 TRACES DR, HELENA, MT 59602-8595
Document NumberM53/0853
Book / PageM53 / 0853
Instrument DateJul 26, 2017
Instrument3308705
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,134.00 (+4.57%)$580,000 (-)
2025$2,997.00 (-37.82%)$580,000 (+12.88%)$580,000 (+12.88%) Land $155,857 Building $424,143
2023$4,820.00$513,800$513,800 Land $125,767 Building $388,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2011)
Most Recent ClaimSep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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