7230 River Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 7230 River Rd, Oakdale, CA 95361

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,412 sqft · built 1963
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$71,500 (Sep 1997)
Tax Bill$1,140 (2026)
Deeds & MortgagesJan 2023 Reverse Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN006-085-009-000

Property Details

APN / Parcel Number

Primary APN006-085-009-000
Alternative APNs
  • 0068509000
  • 0068509

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,412 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area21,780 sqft (0.5 acres)
Garage Area884 sqft
Parking Spaces4 Parking Spaces
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address7230 RIVER RD
CityOAKDALE
StateCA
Zip95361-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number12&14
JurisdictionSTANISLAUS CA
Township / Civil DivisionOAKDALE
Census Block Group4
Census Block4009
Census Tract101

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7230 RIVER RD, OAKDALE, CA 95361-9787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jul 29, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 1997 · Amount on Record
Deed SaleSep 10, 1997 · Amount on Record
Deed Document Number199770451
Last Transfer DateJan 18, 2023
Transfer Doc0000003198
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address7230 RIVER RD, OAKDALE, CA 95361-9787
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyNOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7230 RIVER RD, OAKDALE, CA 95361-9787

Mortgage

Document Number0000003199
DateJan 25, 2023
Instrument2023-0003199
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.23%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate17.2%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJul 29, 2022
Property Address7230 RIVER RD, OAKDALE, CA 95361-9787
Document Number0000052707
Instrument DateJul 29, 2022
Instrument2022-0052707
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7230 RIVER RD, OAKDALE, CA 95361-9787

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Unified School DistrictOakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,140.00 (+0.97%) Homeowner's exemption$88,623 (+2%) Land $19,477 Building $69,146
2025$1,129.00 (+6.31%) Homeowner's exemption$86,887 (+4.04%) Land $19,096 Building $67,791
2023$1,062.00 (+1.53%) Homeowner's exemption$83,514 Land $18,355 Building $65,159
2022$1,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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