Howard County property record for 7230 Darby Downs, Unit R, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2007 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Dec 2019) |
| Tax Bill | $3,740 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-313223 |
| Primary APN | 01-313223 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 11,552 sqft (0.265 acres) |
| Account Number | 313223 |
|---|---|
| Street Address | 7230 DARBY DOWNS, R |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | PH 2 P/O 11552 SQ' 7230 DARBY DOWNS UN R ELKRIDGE CROSSING CONDO |
| Legal Subdivision | ELKRIDGE XING CONDO ASSN I INC |
| Legal Phase | 2 |
| Legal Lot Number | UN R |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
7230 Darby Downs, Unit R is owned and occupied by an individual who bought it in December 2019.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7230 DARBY DOWNS, R, ELKRIDGE, MD 21075-5439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Dec 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage MISSION LOANS LLC |
| Dec 9, 2019 | Grant Deed, Transfer · Conventional with PMI NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on File |
| Deed Sale | Dec 9, 2019 · Amount on File |
| Prior Sale | Dec 6, 2007 · Amount on File |
| Deed Book / Page | 19057 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 16, 2026 |
| Document Number | 2332000224 |
| Book / Page | 23324 / 224 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Document Number | 2332000224, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 23324/224 |
| Name | AMERICAN FINANCING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7230 DARBY DOWNS UNIT R, R, ELKRIDGE, MD 21075-5439 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7230 DARBY DOWNS R, R, ELKRIDGE, MD 21075-5439 |
| Document Number | 0212110341 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 21211/341 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DIAMOND BAR, CA 91765 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 9, 2019 |
| Property Address | 7230 DARBY DOWNS UNIT R, R, ELKRIDGE, MD 21075-5439 |
| Document Number | 0190570001 |
| Book / Page | 019057 / 000001 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7230 DARBY DOWNS #R ELKRIDGE MD 210755439, R, ELKRIDGE, MD 21075-5439 |
| Document Number | 190570008 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 019057/000008 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2049 |
The 2026 property tax bill for 7230 Darby Downs, Unit R was $3,740 with a homeowner's exemption, down 0.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,740.00 (-0.77%) Homeowner's exemption | $289,800 (+6.88%) Land $86,900 Building $202,900 | $289,800 (-) Land $86,900 Building $202,900 |
| 2025 | $3,769.00 Homeowner's exemption | $271,133 | $289,800 Land $86,900 Building $202,900 |
| 2023 | $233,800 Land $70,100 Building $163,700 | $233,800 Land $70,100 Building $163,700 | |
| 2022 | $2,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7230 Darby Downs, Unit R in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7230 Darby Downs, Unit R is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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