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7230 Darby Downs, Unit K, Elkridge, MD 21075 Property Records

Howard County property record for 7230 Darby Downs, Unit K, Elkridge, MD 21075

Property Summary

Property TypeCondominium
Details2 ba · 1,400 sqft · built 2007
Lot Size0.265 acres (11,552 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Sep 2020)
Tax Bill$3,740 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-313169

Property Details

APN / Parcel Number

Primary APN01-313169
Alternative APN
  • 313169

Interior

Full Baths2 Baths
Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Lot Area11,552 sqft (0.265 acres)

Location & Zoning

Account Number313169
Street Address7230 DARBY DOWNS, K
CityELKRIDGE
StateMD
Zip21075-5430
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCACLI
Legal DescriptionPH 2 P/O 11552 SQ' 7230 DARBY DOWNS UN K ELEKRIDGE CROSSING CONDO
Legal Phase2
Legal Lot NumberUN K
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2012
Census Tract601205

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7230 DARBY DOWNS, K, ELKRIDGE, MD 21075-5430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Aug 3, 2017Grant Deed, Transfer · Conventional with PMI
ACADEMY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2020 · Amount on File
Deed SaleSep 11, 2020 · Amount on File
Prior SaleAug 3, 2017 · Amount on File
Deed Book / Page19701 / 410
Record UpdatedOct 29, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateSep 11, 2020
Property Address7230 DARBY DOWNS UNIT K, K, ELKRIDGE, MD 21075-5430
Document Number0197010410
Book / Page19701 / 410
Map ReferencePL 19390-19393
Instrument DateSep 1, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyMARYLAND TTL WORKS UNLIMITED

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7230 DARBY DOWNS UNIT K, K, ELKRIDGE, MD 21075-5430

Mortgage

Document Number19701416
DateSep 11, 2020
Instrument19701/416
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateAug 3, 2017
Property Address7230 DARBY DOWNS UNIT K, K, ELKRIDGE, MD 21075-5430
Document Number0177300079
Book / Page017730 / 000079
Instrument DateJul 7, 2017
Transaction TypeTransfer
Record UpdatedAug 9, 2017
Title CompanyHOMEFIRST TITLE COMPANY, HOMEFIRST TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7230 DARBY DOWNS #K ELKRIDGE MD 210755430, K, ELKRIDGE, MD 21075-5430

Mortgage

Document Number177300085
DateAug 3, 2017
Book Page017730/000085
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 2, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,740.00 (-0.77%) Homeowner's exemption$289,800 (+6.88%) Land $86,900 Building $202,900$289,800 (-) Land $86,900 Building $202,900
2025$3,769.00 (+47.11%) Homeowner's exemption$271,133 (+15.97%)$289,800 (+23.95%) Land $86,900 Building $202,900
2023$233,800 Land $70,100 Building $163,700$233,800 Land $70,100 Building $163,700
2022$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Believe Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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