Howard County property record for 7230 Darby Downs, Unit N, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2007 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2022) |
| Tax Bill | $2,225 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-313193 |
| Primary APN | 01-313193 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 11,552 sqft (0.265 acres) |
| Account Number | 313193 |
|---|---|
| Street Address | 7230 DARBY DOWNS, N |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5430 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | PH 2 P/O 11552 SQ' 7230 DARBY DOWNS UN N ELEKRIDGE CROSSING CONDO |
| Legal Phase | 2 |
| Legal Lot Number | UN N |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7230 DARBY DOWNS, N, ELKRIDGE, MD 21075-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 30, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2019 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Book / Page | 21842 / 472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 7230 DARBY DOWNS N, ELKRIDGE, MD 21075-5430 |
| Document Number | 0219840244 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 21984/244 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 30, 2022 |
| Property Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Document Number | 0218420472 |
| Book / Page | 21842 / 472 |
| Map Reference | PL 19390-19393 |
| Instrument Date | Dec 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Document Number | 0021842479 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 21842/479 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 7230 DARBY DOWNS, ELKRIDGE, MD 21075-5430 |
| Document Number | 0218210125 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 21821/125 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0194630321 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 19463/321 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0203370076 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 20337/76 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 30, 2019 |
| Property Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Document Number | 0189200371 |
| Book / Page | 18920 / 371 |
| Map Reference | LB 10895 FO 544 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7230 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5430 |
| Document Number | 18920378 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 18920/378 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,225.00 (-40.97%) Homeowner's exemption | $289,800 (+6.88%) Land $86,900 Building $202,900 | $289,800 (-) Land $86,900 Building $202,900 |
| 2025 | $3,769.00 (+47.11%) Homeowner's exemption | $271,133 (+15.97%) | $289,800 (+23.95%) Land $86,900 Building $202,900 |
| 2023 | $233,800 Land $70,100 Building $163,700 | $233,800 Land $70,100 Building $163,700 | |
| 2022 | $2,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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