723 SW 4th St, Stuart, IA 50250 Property Records

Adair County property record for 723 SW 4th St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,074 sqft · built 1995
Lot Size	0.313 acres (13,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2021)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-205-005`

Property Details

APN / Parcel Number

Primary APN	`04-05-205-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	962 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,620 sqft (0.313 acres)
Lot Dimensions	79.4 ft deep x 79.4 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	723 SW 4TH ST
City	STUART
State	IA
Zip	50250-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 W VIEW
Legal Subdivision	WESTVIEW ADD
Legal Lot Number	9
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 SW 4TH ST, STUART, IA 50250-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage OS BANK NA
Nov 15, 2022	Warranty Deed, Transfer
Nov 4, 2022	Intrafamily Transfer, Transfer
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Dec 4, 2015 · Amount on Record
Deed Document Number	202119
Last Transfer Date	Nov 1, 2022
Transfer Doc	0020221509
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	723 SW 4TH ST, STUART, IA 50250-2081
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020180159
Date	Feb 14, 2018
Instrument	2018-0159

Lender

Name	OS BANK NA

Agreement

Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Nov 15, 2022
Property Address	723 SW 4TH ST, STUART, IA 50250-2081
Document Number	0020221551
Instrument Date	Nov 15, 2022
Instrument	2022-1551
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 SW 4TH ST, STUART, IA 50250-2081

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	723 SW 4TH ST, STUART, IA 50250-2081

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR IA
Recording Date	Nov 4, 2022
Property Address	723 SW 4TH ST, STUART, IA 50250-2081
Document Number	0020221509
Instrument Date	Nov 1, 2022
Instrument	2022-1509
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SW 4TH ST, STUART, IA 50250-2081

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jan 6, 2021
Property Address	723 SW 4TH ST, STUART, IA 50250-2081
Document Number	0020210019
Instrument Date	Dec 28, 2020
Instrument	2021-0019
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	723 SW 4TH ST, STUART, IA 50250-2081

Mortgage

Document Number	0020210020
Date	Jan 6, 2021
Instrument	2021-0020

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00 (+3.78%) Homeowner's exemption	$157,720 (+12.89%) Land $25,730 Building $131,990	$157,720 (+12.89%) Land $25,730 Building $131,990
2024	$2,172.00 (+24.11%)
2023		$139,710 (+41.11%) Land $23,590 Building $116,120	$139,710 (+41.11%) Land $23,590 Building $116,120
2022	$1,750.00 Homeowner's exemption	$99,010 Land $15,010 Building $84,000
2021			$99,010 Land $15,010 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Coon Valley Co-op Telephone Association, Verizon.

Nearby Properties on SW 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures