712 SW 4th St, Stuart, IA 50250 Property Records

Adair County property record for 712 SW 4th St, Stuart, IA 50250

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 2000
Lot Size0.268 acres (11,680 sqft)
OwnerTrust Name on File
Tax Bill$2,544 (2025)
Deeds & MortgagesNov 2019 Refinance
Flood ZoneZone X (minimal risk)
APN04-05-251-004

Property Details

APN / Parcel Number

Primary APN04-05-251-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,680 sqft (0.268 acres)
Lot Dimensions146 ft deep x 80 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area20 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address712 SW 4TH ST
CitySTUART
StateIA
Zip50250-2081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 W VIEW
Legal SubdivisionWESTVIEW ADDITION
Legal Lot Number13
JurisdictionADAIR IA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1029
Census Tract960100

Owner

712 SW 4th St is owner-occupied and held in a trust since April 2025.

Source: Adair County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address712 SW 4TH ST, STUART, IA 50250-2081
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 9, 2025
Transfer Doc0000000388
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAIR IA
Property Address712 SW 4TH ST, STUART, IA 50250-2081
Transaction TypeMortgage
Record UpdatedNov 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20191505
DateNov 6, 2019
Instrument2019-1505
Lender
NameGREATER IOWA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueDec 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 712 SW 4th St was $2,544 with a homeowner's exemption, up 3.6% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAdair County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,544.00 (+3.58%) Homeowner's exemption$176,590 Land $24,720 Building $151,870$176,590 Land $24,720 Building $151,870
2024$2,456.00
2023$156,630 (+16.54%) Land $22,660 Building $133,970$156,630 Land $22,660 Building $133,970
2022$2,438.00 Homeowner's exemption$134,400 Land $14,420 Building $119,980
2021$134,400 Land $14,420 Building $119,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 SW 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 SW 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART WATER SUPPLY
serves 1,814 people · EPA ID IA0180001
Water SourcePurchased surface water from XENIA RWD (DES MOINES)
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.

Nearby Properties on SW 4th St

Nearby Streets

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