Adair County property record for 715 SW 4th St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,248 sqft · built 1995 |
| Lot Size | 0.315 acres (13,720 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,524 (2025) |
| Deeds & Mortgages | Oct 2011 Line of Credit Jan 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-205-007 |
| Primary APN | 04-05-205-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,720 sqft (0.315 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 715 SW 4TH ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 W VIEW |
| Legal Subdivision | WESTVIEW ADD STUART |
| Legal Lot Number | 7 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 960100 |
Source: Adair County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2011 | Deed of Trust, Mortgage · Line of Credit EARLHAM SAVINGS BANK |
| Jan 28, 2013 | Deed of Trust, Mortgage · Conventional Mortgage EARLHAM SAVINGS BANK |
| Feb 2, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 8, 2008 | Deed of Trust, Mortgage · Conventional Mortgage EARLHAM SAVINGS BANK |
| Jun 26, 2020 | Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000658/193 |
|---|---|
| Date | Oct 26, 2011 |
| Book Page | 0658/193 |
| Instrument | ES11-0179 |
| Name | EARLHAM SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST DES MOINES, IA 50266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000682/162 |
|---|---|
| Date | Jan 28, 2013 |
| Book Page | 0682/162 |
| Instrument | 2013-0110 |
| Name | EARLHAM SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000520/313 |
|---|---|
| Date | Feb 2, 2005 |
| Book Page | 0520/313 |
| Instrument | 2005-0186 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000606/182 |
|---|---|
| Date | Aug 8, 2008 |
| Book Page | 0606/182 |
| Instrument | 2008-1367 |
| Name | EARLHAM SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Jun 26, 2020 |
| Property Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Document Number | 0020200672 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020-0672 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 SW 4TH ST, STUART, IA 50250-2081 |
| Document Number | 0020200673 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020-0673 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,524.00 (+3.34%) | $229,510 (+12.91%) Land $25,920 Building $203,590 | $229,510 (+12.91%) Land $25,920 Building $203,590 |
| 2024 | $3,410.00 (+14.05%) | ||
| 2023 | $203,270 (+31.97%) Land $23,760 Building $179,510 | $203,270 (+31.97%) Land $23,760 Building $179,510 | |
| 2022 | $2,990.00 | $154,030 Land $15,120 Building $138,910 | |
| 2021 | $154,030 Land $15,120 Building $138,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures