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723 Summer St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 723 Summer St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,556 sqft · built 1999
Lot Size0.745 acres (32,470 sqft)
Owner2 Individual Names on File
Last Sale$975,000 (Aug 2016)
Tax Bill$15,332 (2025)
Deeds & MortgagesJul 2020 Refinance
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNLYNF M:0042 B:0000 L:1538

Property Details

APN / Parcel Number

Primary APNLYNF M:0042 B:0000 L:1538

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area4,556 sqft Living Area
Gross Area5,284 sqft
Basement Area2,004 sqft
Finished Basement1,336 sqft
Unfinished Basement668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,470 sqft (0.745 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address723 SUMMER ST
CityLYNNFIELD
StateMA
Zip01940-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number1538
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group3
Census Block3000
Census Tract209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:1538

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address723 SUMMER ST, LYNNFIELD, MA 01940-2000
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA
Oct 29, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleAug 12, 2011
Deed Book / Page35188 / 428
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address723 SUMMER ST, LYNNFIELD, MA 01940-2000
Transaction TypeMortgage
Record UpdatedMar 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38715-232
DateJul 15, 2020
Book Page38715/232
Instrument20200715003640
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address723 SUMMER ST, LYNNFIELD, MA 01940-2000
Transaction TypeMortgage
Record UpdatedMar 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39114-324
DateOct 29, 2020
Book Page39114/324
Instrument20201029000050
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,332.00 (+4.33%)$1,451,900 (+3.84%) Land $641,100 Building $810,800$1,462,050
2024$14,695.00 (-0.52%)$1,398,200 (+6.95%) Land $616,400 Building $781,800
2023$14,772.00$1,307,300 Land $616,400 Building $690,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1979–2014)
Most Recent ClaimDec 2014 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Based on FCC filings for 240 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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