Essex County and Lynnfield Town property record for 710 Summer St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,716 sqft · built 1966 |
| Lot Size | 0.218 acres (9,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Sep 2025) |
| Tax Bill | $10,416 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Nov 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0042 B:0000 L:0854 |
| Primary APN | LYNF M:0042 B:0000 L:0854 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,130 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 1,040 sqft |
| Unfinished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,505 sqft (0.218 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 710 SUMMER ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 854 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:0854
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DANIEL P DECONINCK T |
| Nov 05, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 09, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 10, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Feb 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Jun 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Feb 28, 2020 · Amount on Record |
| Deed Document Number | 20252380 |
| Deed Book / Page | 42940 / 337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043279-312 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 43279/312 |
| Instrument | 20260318001470 |
| Name | DANIEL P DECONINCK T |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 040454-455 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 40454/455 |
| Instrument | 20211105001020 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 040217-568 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 40217/568 |
| Instrument | 20210827002630 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041178-394 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 41178/394 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Sep 10, 2025 |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Document Number | 042940-337 |
| Book / Page | 42940 / 337 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 20250910002380 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Document Number | 20250910002390 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 20250910002390 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38885-50 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 38885/50 |
| Instrument | 20200831005370 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Feb 28, 2020 |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Document Number | 38298-39 |
| Book / Page | 38298 / 39 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 20200228004480 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Document Number | 200228004500 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 200228004500 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jun 14, 2019 |
| Property Address | 710 SUMMER ST, LYNNFIELD, MA 01940-2045 |
| Document Number | 37588-468 |
| Book / Page | 037588 / 000468 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 1906146080 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,869.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 BROOK DR LYNNFIELD MA 019402346, LYNNFIELD, MA 01940-2346 |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,416.00 (+10.53%) | $986,400 (+1%) Land $464,000 Building $522,400 | $933,850 |
| 2024 | $9,424.00 (+2.11%) | $896,700 (+9.8%) Land $421,800 Building $474,900 | |
| 2023 | $9,229.00 | $816,700 Land $400,100 Building $416,600 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 240 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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