723 Hilltop Terrace Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 723 Hilltop Terrace Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2016)
Tax Bill	$5,849 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28W-34-0762`

Property Details

APN / Parcel Number

Primary APN	`28W-34-0762`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,242 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	81 ft deep x 80 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	600 sqft
Patio Area	100 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	723 HILLTOP TERRACE DR
City	EUREKA
State	MO
Zip	63025-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R3CUP
Legal Description	FORESTS OF HILLTOP VILLAGE PLAT FIVE (THE) LOT 43
Legal Subdivision	FORESTS OF HILLTOP VILLAGE PLAT FIVE
Legal Lot Number	43
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4000
Census Tract	221502

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage TOGETHER CU
Jan 7, 2020	Deed of Trust, Mortgage TOGETHER CU
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2016 · Amount on Record
Deed Sale	Mar 15, 2016 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	201682
Deed Book / Page	21928 / 413
Prior Transfer Date	Oct 29, 1998
Prior Transfer Doc	0000001158
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	723 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Document Number	0246223436
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0246223436
Date	Jan 29, 2021
Book Page	024622/003436
Instrument	445

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	723 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Document Number	0238820689
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	US TITLE-SOUTH COUNTY, US TITLE-SOUTH CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	723 HILLTOP TERRACE DR EUREKA MO 630251041, EUREKA, MO 63025-1041

Mortgage

Document Number	0238820689
Date	Jan 14, 2020
Book Page	023882/000689
Instrument	150

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	723 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Document Number	0232940039
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	723 HILLTOP TERRACE DR EUREKA MO 630251041, EUREKA, MO 63025-1041

Mortgage

Document Number	0232940039
Date	Nov 27, 2018
Book Page	023294/000039
Instrument	9

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,750 (-) Land $22,420 Building $58,330	$425,000 (-) Land $118,000 Building $307,000
2025	$5,849.00 (+3.23%)	$80,750 (+6.39%) Land $22,420 Building $58,330	$425,000 (+6.38%) Land $118,000 Building $307,000
2024	$5,666.00 (-0.09%)
2023	$5,671.00	$75,900 Land $14,000 Building $61,900	$399,500 Land $73,700 Building $325,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Hilltop Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures