714 Hilltop Terrace Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 714 Hilltop Terrace Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,082 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28W-34-0593`

Property Details

APN / Parcel Number

Primary APN	`28W-34-0593`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,501 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	45 ft deep x 87 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	61 sqft
Deck Area	274 sqft
Patio Area	100 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	714 HILLTOP TERRACE DR
City	EUREKA
State	MO
Zip	63025-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R3CUP
Legal Description	FORESTS OF HILLTOP VILLAGE PLAT FIVE (THE) LOT 46
Legal Subdivision	FORESTS OF HILLTOP VILLAGE PLAT FIVE
Legal Lot Number	46
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4000
Census Tract	221502

Owner

714 Hilltop Terrace Dr is owned by two individuals who acquired it in March 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8533 NE 110TH ST, KANSAS CITY, MO 64157-1143
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018
Deed Sale	Sep 18, 2018
Prior Sale	Sep 7, 2001 · Amount on File
Deed Document Number	2018416
Deed Book / Page	23200 / 1938
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000000206
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	714 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 HILLTOP TERRACE DR, EUREKA, MO 63025-1041

Mortgage

Document Number	0241100344
Date	Jun 29, 2020
Book Page	24110/344
Instrument	2020062900052

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 714 Hilltop Terrace Dr was $4,082, down 7.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,360 (-) Land $20,770 Building $35,590	$296,600 (-) Land $109,300 Building $187,300
2025	$4,082.00 (-7.44%)	$56,360 Land $20,770 Building $35,590	$296,600 Land $109,300 Building $187,300
2024	$4,410.00 (-0.07%)
2023	$4,413.00 (+18.69%)	$59,070 (+27.58%) Land $12,980 Building $46,090	$310,900 Land $68,300 Building $242,600
2022	$3,718.00	$46,300 Land $13,850 Building $32,450
2021			$243,700 Land $72,900 Building $170,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Hilltop Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 Hilltop Terrace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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