715 Hilltop Terrace Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 715 Hilltop Terrace Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,354 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Nov 2024)
Tax Bill	$6,515 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28W-34-0515`

Property Details

APN / Parcel Number

Primary APN	`28W-34-0515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	145 sqft
Patio Area	72 sqft
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	715 HILLTOP TERRACE DR
City	EUREKA
State	MO
Zip	63025-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R3CUP
Legal Description	FORESTS OF HILLTOP VILLAGE PLAT FIVE (THE) LOT 41
Legal Subdivision	FORESTS OF HILLTOP VILLAGE PLAT FIVE
Legal Lot Number	41
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4000
Census Tract	221502

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	715 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC
Jul 3, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Mar 25, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	20241125576
Prior Transfer Date	Apr 21, 1999
Prior Transfer Doc	0000001262
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 13, 2022
Property Address	715 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Document Number	2022071300583
Map Reference	MB 344 PG 121
Instrument Date	Jul 11, 2022
Instrument	2022071300583
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 HILLTOP TERRACE DR, 715, EUREKA, MO 63025-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 HILLTOP TERRACE DR, EUREKA, MO 63025-1041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	715 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Document Number	0241964566
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	COOPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	715 HILLTOP TERRACE DR EUREKA MO 630251041, EUREKA, MO 63025-1041

Mortgage

Document Number	0241964566
Date	Aug 11, 2020
Book Page	024196/004566
Instrument	604

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	715 HILLTOP TERRACE DR, EUREKA, MO 63025-1041
Document Number	0234643514
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	715 HILLTOP TERRACE DR EUREKA MO 630251041, EUREKA, MO 63025-1041

Mortgage

Document Number	0234643514
Date	Apr 2, 2019
Book Page	023464/003514
Instrument	628

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,950 (-) Land $22,420 Building $67,530	$473,400 (-) Land $118,000 Building $355,400
2025	$6,515.00 (+6.02%)	$89,950 (+9.27%) Land $22,420 Building $67,530	$473,400 (+9.25%) Land $118,000 Building $355,400
2024	$6,145.00 (-0.1%)
2023	$6,151.00	$82,320 Land $14,000 Building $68,320	$433,300 Land $73,700 Building $359,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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