723 E Franklin St, Rockton, IL 61072 Property Records

Winnebago County property record for 723 E Franklin St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1960
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-477-017`

Property Details

APN / Parcel Number

Primary APN	`03-13-477-017`
Alternative APNs	`313477017` `049D070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	17,860 sqft (0.41 acres)
Garage Area	304 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	723 E FRANKLIN ST
City	ROCKTON
State	IL
Zip	61072-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	LIDDLES SUB IN SE1/4 SEC 13-46-1 LOT 014
Legal Range	1
Legal Township	46
Legal Section	13
Legal Subdivision	LIDDLES SUB
Legal Lot Number	014
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2016
Census Tract	4002

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE, LTD.
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit ADIVIA CU
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit SENB BANK
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage SENB BANK
Jun 17, 2020	Grant Deed, Transfer · Conventional with PMI FIRST NTHRN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	202615258
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 17, 2026
Property Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223
Document Number	0000015258
Instrument Date	Jun 16, 2026
Instrument	202615258
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223

Mortgage

Document Number	0000015259,
Date	Jun 17, 2026
Instrument	202615259

Lender

Name	ENVOY MORTGAGE, LTD.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027812
Date	Oct 24, 2025
Instrument	2527812

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 23, 2045

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029930
Date	Sep 28, 2022
Instrument	2229930

Lender

Name	SENB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2027

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003350
Date	Feb 1, 2022
Instrument	2203350

Lender

Name	SENB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2032

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 17, 2020
Property Address	723 E FRANKLIN ST, ROCKTON, IL 61072-2223
Document Number	0001015801
Instrument Date	Jun 16, 2020
Instrument	1015801
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 E FRANKLIN ST ROCKTON IL 610722223, ROCKTON, IL 61072-2223

Mortgage

Document Number	1015802
Date	Jun 17, 2020
Instrument	1015802

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 (+3.69%) Homeowner's exemption	$63,190 (+9.28%) Land $10,986 Building $52,204	$189,570 (+9.28%) Land $32,958 Building $156,612
2024	$4,199.00	$57,824 (+22.76%) Land $10,053 Building $47,771	$173,472 (+22.76%) Land $30,159 Building $143,313
2022	Homeowner's exemption	$47,104 Land $8,189 Building $38,915	$141,312 Land $24,567 Building $116,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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