643 E Franklin St, Rockton, IL 61072 Property Records

Winnebago County property record for 643 E Franklin St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,537 sqft · built 1961
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Jan 2000)
Tax Bill	$7,015 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-477-014`

Property Details

APN / Parcel Number

Primary APN	`03-13-477-014`
Alternative APNs	`313477014` `049D073`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,537 sqft Living Area
Basement Area	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Foundation Type	No Foundation
Lot Area	17,860 sqft (0.41 acres)
Garage Area	525 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	049D073
Street Address	643 E FRANKLIN ST
City	ROCKTON
State	IL
Zip	61072-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	LIDDLES SUB IN SE1/4 SEC 13-46-1 LOT 017
Legal Range	1
Legal Township	46
Legal Section	13
Legal Subdivision	LIDDLES SUB
Legal Lot Number	017
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2016
Census Tract	4002

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 E FRANKLIN ST, ROCKTON, IL 61072-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MID ILLINOIS BK & TR NA
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2000 · Amount on Record
Deed Sale	Jan 19, 2000 · Amount on Record
Deed Document Number	20003278
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	643 E FRANKLIN ST, ROCKTON, IL 61072-2221
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022697
Date	Sep 4, 2025
Instrument	2522697

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	643 E FRANKLIN ST, ROCKTON, IL 61072-2221
Document Number	0001029858
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 E FRANKLIN ST ROCKTON IL 610722221, ROCKTON, IL 61072-2221

Mortgage

Document Number	0001029858
Date	Oct 5, 2020
Instrument	1029858

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELVIDERE, IL 61008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	643 E FRANKLIN ST, ROCKTON, IL 61072-2221
Document Number	0001026138
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 E FRANKLIN ST ROCKTON IL 610722221, ROCKTON, IL 61072-2221

Mortgage

Document Number	0001026138
Date	Sep 8, 2020
Instrument	1026138

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELVIDERE, IL 61008

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,015.00	$98,152 (+34.15%) Land $10,986 Building $87,166	$294,456 (+34.15%) Land $32,958 Building $261,498
2022	Homeowner's exemption	$73,165 Land $8,189 Building $64,976	$219,495 Land $24,567 Building $194,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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