714 E Franklin St, Rockton, IL 61072 Property Records

Winnebago County property record for 714 E Franklin St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1957
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2019)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-13-479-002`

Property Details

APN / Parcel Number

Primary APN	`03-13-479-002`
Alternative APNs	`313479002` `049D062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	049D062
Street Address	714 E FRANKLIN ST
City	ROCKTON
State	IL
Zip	61072-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	LIDDLES SUB IN SE1/4 SEC 13-46-1 LOT 09
Legal Range	1
Legal Township	46
Legal Section	13
Legal Subdivision	LIDDLES SUB
Legal Lot Number	09
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2024
Census Tract	4002

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	714 E FRANKLIN ST, ROCKTON, IL 61072-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	20191008149
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	714 E FRANKLIN ST, ROCKTON, IL 61072-2224
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022973
Date	Sep 8, 2025
Instrument	2522973

Lender

Name	MEMBERSALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	5.63%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 28, 2019
Property Address	714 E FRANKLIN ST, ROCKTON, IL 61072-2224
Document Number	0001008149
Instrument Date	Mar 27, 2019
Instrument	1008149
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$194.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 E FRANKLIN ST ROCKTON IL 610722224, ROCKTON, IL 61072-2224

Mortgage

Document Number	1008151
Date	Mar 28, 2019
Instrument	1008151

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	1008150,
Date	Mar 28, 2019
Instrument	1008150

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate	5.62%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,600.00	$66,421 (+34.15%) Land $12,040 Building $54,381	$199,263 (+34.15%) Land $36,120 Building $163,143
2022	Homeowner's exemption	$49,512 Land $8,975 Building $40,537	$148,536 Land $26,925 Building $121,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures