Harford County property record for 715 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,684 sqft · built 2017 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,517 (Mar 2017) |
| Tax Bill | $7,444 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Oct 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398825 |
| Primary APN | 01-398825 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,684 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 122 sqft |
| Deck Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398825 |
|---|---|
| Street Address | 715 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 7 8015 SF 715 DOWERS ROAD LAUREL RIDGE 144/13 |
| Legal Subdivision | FINAL PLAT 2 LAUREL RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| May 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit FREEDOM OF MARYLAND FCU |
| Oct 15, 2019 | Loan Modification, Mortgage PENNYMAC |
| Mar 3, 2017 | Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on Record |
| Deed Sale | Mar 3, 2017 · Amount on Record |
| Deed Document Number | 201712248-0348 |
| Deed Book / Page | 12248 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0162420241 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 16242/241 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0160640437 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 16064/437 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0158990403 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 15899/403 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0156140360 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 15614/360 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0123940325 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 12394/0325 |
| Instrument | 12394-0325 |
| Name | FREEDOM OF MARYLAND FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 19, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0135540006 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 715 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571 |
| Document Number | 0135540006 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 013554/000006 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate | 4% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 3, 2017 |
| Property Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0122480348 |
| Book / Page | 12248 / 0348 |
| Map Reference | MB144 FO13 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 12248-0348 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,707.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 122480353 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 12248-0353 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,444.00 (+13.41%) | $683,000 (+21.53%) Land $172,500 Building $510,500 | $683,000 (+21.53%) Land $172,500 Building $510,500 |
| 2025 | $6,564.00 (+7.17%) | ||
| 2023 | $562,000 Land $172,500 Building $389,500 | $562,000 Land $172,500 Building $389,500 | |
| 2022 | $6,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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