717 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 717 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,191 sqft · built 1923
Lot Size0.171 acres (7,458 sqft)
Owner2 Individual Names on File
Tax Bill$6,179 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-12-329-007

Property Details

APN / Parcel Number

Primary APN06-12-329-007

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories5 Stories
Building Area1,191 sqft Living Area
Gross Area2,018 sqft
Basement Area827 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleBi-Level
Construction TypeFrame
Lot Area7,458 sqft (0.171 acres)
Lot Dimensions132 ft deep x 57 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address717 CEDAR AVE
CityELGIN
StateIL
Zip60120-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLN ADDN LOT 10 BLOCK 2
Legal SubdivisionLINCOLN ADDN
Legal Block2
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5011
Census Tract850800

Owner

Source: Kane County records · APN 06-12-329-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address717 CEDAR AVE, ELGIN, IL 60120-3812
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 15, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 04, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 05, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 13, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2012
Deed SaleApr 26, 2012
Prior SaleFeb 07, 2008 · Amount on Record
Deed Document Number201226754
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address717 CEDAR AVE, ELGIN, IL 60120-3812
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091336
DateDec 08, 2021
Instrument2021K091336
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate4.25%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address717 CEDAR AVE, ELGIN, IL 60120-3812
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020248
DateMar 15, 2021
Instrument2021K020248
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueAug 01, 2049
Interest
Rate2.75%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address717 CEDAR AVE, ELGIN, IL 60120-3812
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004601
DateJan 25, 2017
Instrument2017K004601
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address717 CEDAR AVE, ELGIN, IL 60120-3812
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052215
DateOct 04, 2017
Instrument2017K052215
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address717 CEDAR AVE, ELGIN, IL 60120-3812
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022911
DateJun 05, 2019
Instrument2019K022911
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049
Interest

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address717 CEDAR AVE, ELGIN, IL 60120-3812
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008036
DateFeb 13, 2020
Instrument2020K008036
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,179.00 (+15.84%) Homeowner's exemption
2024$81,969 (+21.39%) Land $16,136 Building $65,833$246,005 (+21.44%) Land $48,427 Building $197,578
2022$5,334.00 (+4.67%) Homeowner's exemption$67,524 (+6.96%) Land $13,293 Building $54,231$202,572 (+6.96%) Land $39,879 Building $162,693
2021$5,096.00 Homeowner's exemption$63,130 Land $12,428 Building $50,702$189,390 Land $37,284 Building $152,106

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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