7227 Morning Dove Loop E, Lakeland, FL 33809 Property Records

Polk County property record for 7227 Morning Dove Loop E, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,109 sqft · built 1988
Lot Size	0.354 acres (15,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Apr 2003)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-17-161104-000450`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161104-000450`
Alternative APNs	`172724161104000450` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	2,109 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,398 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7227 MORNING DOVE LOOP E
City	LAKELAND
State	FL
Zip	33809-0851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE ADDITION PB 84 PG 1 LOT 45
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	FOREST LAKE ADDITION
Legal Tract	161104
Legal Block	2
Legal Lot Number	45
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2018
Census Tract	12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7227 MORNING DOVE LOOP E, LAKELAND, FL 33809-0851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2003 · Amount on Record
Deed Sale	Apr 8, 2003 · Amount on Record
Deed Book / Page	5316 / 1171
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7227 MORNING DOVE LOOP E, LAKELAND, FL 33809-0851
Document Number	0100491881
Book / Page	010049 / 001881
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	INTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7227 MORNING DOVE LOOP E LAKELAND FL 338090851, LAKELAND, FL 33809-0851

Mortgage

Document Number	0100491881
Date	Jan 27, 2017
Book Page	010049/001881
Instrument	17305

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,576 (+2.7%)	$317,285 (+2.6%) Land $70,000 Building $247,285
2025	$1,615.00 (-22.91%) Homeowner's exemption	$165,118 (+5.99%)	$309,241 (-3.06%) Land $70,000 Building $239,241
2023	$2,095.00 (+4.75%) Homeowner's exemption	$155,791 (+3%)	$319,016 (+12.23%) Land $68,000 Building $251,016
2022	$2,000.00 Homeowner's exemption	$151,253	$284,252 Land $56,000 Building $228,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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