7219 Morning Dove Loop E, Lakeland, FL 33809 Property Records

Polk County property record for 7219 Morning Dove Loop E, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,686 sqft · built 1992
Lot Size	0.882 acres (38,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2021)
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone A (high risk)
APN	`24-27-17-161104-000460`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161104-000460`
Alternative APNs	`172724161104000460` `72724000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,686 sqft Living Area
Gross Area	3,169 sqft
1st Floor Area	1,554 sqft
Upper Floors Area	996 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	38,402 sqft (0.882 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Florida Room
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7219 MORNING DOVE LOOP E
City	LAKELAND
State	FL
Zip	33809-0851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE ADDITION PB 84 PG 1 LOT 46
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	FOREST LAKE ADDITION
Legal Tract	161104
Legal Block	2
Legal Lot Number	46
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2018
Census Tract	12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7219 MORNING DOVE LOOP E, LAKELAND, FL 33809-0851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	202167623
Deed Book / Page	11625 / 447
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 17, 2021
Property Address	7219 MORNING DOVE LOOP E, LAKELAND, FL 33809-0851
Document Number	0000067623
Book / Page	11625 / 447
Map Reference	MB 84 PG 1
Instrument Date	Mar 15, 2021
Instrument	2021067623
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 BURNING BUSH CV, 125, AUBURNDALE, FL 33823-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7219 MORNING DOVE LOOP E, LAKELAND, FL 33809-0851

Mortgage

Document Number	0011625449
Date	Mar 17, 2021
Instrument	11625/449

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7219 MORNING DOVE LOOP E, LAKELAND, FL 33809-0851
Document Number	0103731979
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7219 MORNING DOVE LOOP E LAKELAND FL 338090851, LAKELAND, FL 33809-0851

Mortgage

Document Number	0103731979
Date	Jan 22, 2018
Book Page	010373/001979
Instrument	15000

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,902 (-0.42%) Land $70,000 Building $290,902	$360,902 (-0.42%) Land $70,000 Building $290,902
2025	$4,685.00 (-10.76%)	$362,430 (-3.84%) Land $70,000 Building $292,430	$362,430 (-3.84%) Land $70,000 Building $292,430
2023	$5,250.00 (+12.88%)	$376,909 (+21.1%) Land $68,000 Building $308,909	$376,909 (+21.1%) Land $68,000 Building $308,909
2022	$4,651.00	$311,246 Land $56,000 Building $255,246	$311,246 Land $56,000 Building $255,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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