7127 Morning Dove Loop E, Lakeland, FL 33809 Property Records

Polk County property record for 7127 Morning Dove Loop E, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,061 sqft · built 1995
Lot Size0.507 acres (22,102 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (May 2005)
Tax Bill$935 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone A (high risk)
APN24-27-17-161104-000490

Property Details

APN / Parcel Number

Primary APN24-27-17-161104-000490
Alternative APNs
  • 172724161104000490
  • 72724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,061 sqft Living Area
Gross Area2,523 sqft
1st Floor Area2,061 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area22,102 sqft (0.507 acres)
Lot Dimensions354 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area392 sqft
PorchFinished/Open Porch
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7127 MORNING DOVE LOOP E
CityLAKELAND
StateFL
Zip33809-0849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKE ADDITION PB 84 PG 1 LOT 49
Legal Range24E
Legal Township27S
Legal Section17
Legal SubdivisionFOREST LAKE ADDITION
Legal Tract161104
Legal Block2
Legal Lot Number49
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2018
Census Tract12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7127 MORNING DOVE LOOP E, LAKELAND, FL 33809-0849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2005 · Amount on Record
Deed SaleMay 11, 2005 · Amount on Record
Prior SaleAug 26, 1998 · Amount on Record
Deed Document Number2005107834
Deed Book / Page6198 / 928
Last Transfer DateJan 18, 2008
Transfer Doc0000023244
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7127 MORNING DOVE LOOP E, LAKELAND, FL 33809-0849
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167491
DateJun 28, 2021
Book Page11780/761
Instrument2021167491
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,577 (+2.7%)$266,662 (+6.14%) Land $35,000 Building $231,662
2025$935.00 (-35.25%) Homeowner's exemption$112,538 (+5.99%)$251,231 (-3.37%) Land $35,000 Building $216,231
2023$1,444.00 (+6.18%) Homeowner's exemption$106,181 (+3%)$259,984 (+11.79%) Land $34,000 Building $225,984
2022$1,360.00 Homeowner's exemption$103,088$232,559 Land $28,000 Building $204,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims12 (1995–2024)
Claims Outside the SFHA9 of 12
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST
serves 28,082 people · EPA ID FL6532348
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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