7227 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7227 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Apartments (5+ Units)
Details	4,200 sqft · built 1957
Lot Size	0.459 acres (19,994 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Sep 2021)
Tax Bill	$15,281 (2025)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Jan 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0176-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0176-00`

Interior

Total Rooms	9 Rooms
Units	20 Units
Stories	2 Stories
Building Area	4,200 sqft
Basement Area	2,100 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	193 ft deep x 87.4 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7227 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-5534
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	7227 BERNARD 87.42 X 193.47 IRR-LOTS 156-157 SUNSET HGTS PARS 176-177 CONS
Legal Subdivision	SUNSET HEIGHTS
Legal Lot Number	156-1
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2011
Census Tract	21702

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7322 RIDGE MEADOW CT, WEST CHESTER, OH 45069-5854
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Line of Credit CINFED CU
Jan 9, 2020	Warranty Deed, Transfer · Line of Credit CINFED FCU
Oct 27, 2017	Warranty Deed, Transfer · Commercial Mortgage US BANK NA
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	2021117277
Deed Book / Page	14511 / 2844
Prior Transfer Date	Jun 2, 2000
Prior Transfer Doc	0000097812
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2021
Property Address	7227 BERNARD AVE, CINCINNATI, OH 45231-5534
Document Number	0000117277
Book / Page	14511 / 2844
Map Reference	MB 32 PG 80&81
Instrument Date	Sep 24, 2021
Instrument	2021-0117277
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 RIDGE MEADOW CT, WEST CHESTER, OH 45069-5854

Mortgage

Document Number	0000117278
Date	Sep 28, 2021
Instrument	2021-0117278

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2020
Property Address	7227 BERNARD AVE, CINCINNATI, OH 45231-5534
Document Number	0000002944
Book / Page	014080 / 001586
Instrument Date	Dec 23, 2019
Instrument	2944
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 ROUNDHOUSE LN MORRISVILLE NC 275609799, MORRISVILLE, NC 27560-9799

Mortgage

Document Number	2945
Date	Jan 9, 2020
Book Page	014080/001589
Instrument	2945

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2017
Property Address	7227 BERNARD AVE, CINCINNATI, OH 45231-5534
Document Number	0000008997
Map Reference	MB 32 PG 80
Instrument Date	Oct 16, 2017
Instrument	17-0098997
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 NE SOARING CT, BEND, OR 97701-5663

Mortgage

Document Number	0000009006
Date	Oct 27, 2017
Instrument	17-0099006

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2017
Property Address	7227 BERNARD AVE, CINCINNATI, OH 45231-5534
Document Number	0000098996
Book / Page	013533 / 001230
Instrument Date	Oct 12, 2017
Instrument	98996
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 MAIN ST #464 KIRKLAND WA 980336108, 464, KIRKLAND, WA 98033-6108

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,281.00 (-0.43%)	$183,750 (-) Land $25,200 Building $158,550	$525,000 (-) Land $72,000 Building $453,000
2024	$15,347.00 (+0.84%)	$183,750 (-) Land $25,200 Building $158,550
2023	$15,219.00 (-17.03%)	$183,750 (-) Land $25,200 Building $158,550	$525,000 (-) Land $72,000 Building $453,000
2022	$18,342.00	$183,750 Land $24,339 Building $159,411
2020			$525,000 Land $69,540 Building $455,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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