7216 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7216 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,411 sqft · built 1946
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Mar 2023)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0367-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0367-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	96 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7216 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD AVE 100 X 96 IRR PTS LOTS 148-149 SUNSET HGTS
Legal Subdivision	SUNSET HEIGHTS
Legal Lot Number	148-1
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2010
Census Tract	21702

Owner

7216 Bernard Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7216 BERNARD AVE, CINCINNATI, OH 45231-5514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PAUL HEBBELER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	202317344
Deed Book / Page	14872 / 1572
Prior Transfer Date	Aug 18, 2009
Prior Transfer Doc	0000000103
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 14, 2023
Property Address	7216 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000017344
Book / Page	14872 / 1572
Map Reference	MB 32 PG 80&81
Instrument Date	Mar 13, 2023
Instrument	2023-0017344
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7216 BERNARD AVE, MOUNT HEALTHY, OH 45231-5514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017345
Date	Mar 14, 2023
Instrument	2023-0017345

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000017346
Date	Mar 14, 2023
Book Page	14872/1591
Instrument	2023-0017346

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	DAYTON, OH 45402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 12, 2019
Property Address	7216 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000055825
Book / Page	13957 / 00503
Map Reference	MB 32 PG 80&81
Instrument Date	Jun 28, 2019
Instrument	2019-0055825
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7216 BERNARD AVE, CINCINNATI, OH 45231-5514

Mortgage

Document Number	0000055826
Date	Jul 12, 2019
Instrument	2019-0055826

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7216 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000113713
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7216 BERNARD AVE CINCINNATI OH 452315514, CINCINNATI, OH 45231-5514

Mortgage

Document Number	0000113713
Date	Dec 31, 2018
Book Page	013824/002201
Instrument	113713

Lender

Name	PAUL HEBBELER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7216 Bernard Ave was $3,406, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00 (+0.56%)	$65,101 (+%) Land $7,830 Building $57,271	$186,000 Land $22,370 Building $163,630
2024	$3,387.00 (-0.85%)	$65,099 (-) Land $7,829 Building $57,270
2023	$3,416.00 (+15.8%)	$65,099 (+61.74%) Land $7,829 Building $57,270	$186,000 Land $22,370 Building $163,630
2022	$2,950.00 Homeowner's exemption	$40,250 Land $6,321 Building $33,929
2020			$115,000 Land $18,060 Building $96,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7216 Bernard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7216 Bernard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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