7221 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7221 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1952
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on File
Last Sale	$175,900 (Aug 2023)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0178-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0178-00`
Alternative APN	`0059307`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	880 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	277 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7221 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD AVE 37.43X277.93 LOT 155 SUNSET HTS SUB
Legal Subdivision	SUNSET HTS SUB
Legal Lot Number	155
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2011
Census Tract	21702

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7221 BERNARD AVE, CINCINNATI, OH 45231-5513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 21, 2023	Warranty Deed, Transfer · Line of Credit AMIT RAGHUYANSHI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	202353852
Deed Book / Page	14970 / 1666
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2023
Property Address	7221 BERNARD AVE, CINCINNATI, OH 45231-5513
Document Number	0000053852
Book / Page	14970 / 1666
Map Reference	MB 32 PG 80&81
Instrument Date	Jul 27, 2023
Instrument	2023-0053852
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7221 BERNARD AVE, MOUNT HEALTHY, OH 45231-5513

Mortgage

Document Number	0000053853
Date	Aug 2, 2023
Instrument	2023-0053853

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2023
Property Address	7221 BERNARD AVE, CINCINNATI, OH 45231-5513
Document Number	0000027123
Book / Page	14900 / 1461
Map Reference	MB 32 PG 80&81
Instrument Date	Apr 20, 2023
Instrument	2023-0027123
Transaction Type	Transfer
Record Updated	Feb 3, 2025

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 NILLES RD STE 6, 6, FAIRFIELD, OH 45014-2624
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027124
Date	Apr 21, 2023
Instrument	2023-0027124

Lender

Name	AMIT RAGHUYANSHI
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2024

Mortgage

Document Number	0000027125
Date	Apr 21, 2023
Book Page	14900/1468
Instrument	2023-0027125

Lender

Name	KAMLESH SINGH
Type	Private Party
Address	7977 TIMBERBREAK DR, CINCINNATI, OH 45249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (+0.27%)	$27,962 (-) Land $7,385 Building $20,577	$79,890 (-) Land $21,100 Building $58,790
2024	$1,465.00 (-3.81%)	$27,962 (-) Land $7,385 Building $20,577
2023	$1,523.00 (+7.78%)	$27,962 (+50.2%) Land $7,385 Building $20,577	$79,890 (+50.2%) Land $21,100 Building $58,790
2022	$1,413.00	$18,617 Land $5,971 Building $12,646
2020			$53,190 Land $17,060 Building $36,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Nearby Properties on Bernard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures