7226 Odoniel Loop W, Lakeland, FL 33809 Property Records

Polk County property record for 7226 Odoniel Loop W, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 1986
Lot Size	0.534 acres (23,244 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Feb 2003)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-17-161100-000590`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161100-000590`
Alternative APNs	`172724161100000590` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	2,219 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	23,244 sqft (0.534 acres)
Lot Dimensions	199 ft deep x 86 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7226 ODONIEL LOOP W
City	LAKELAND
State	FL
Zip	33809-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 59
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	COUNTRY OAKS OF LAKELAND
Legal Tract	161100
Legal Block	1
Legal Lot Number	59
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

7226 Odoniel Loop W is owned and occupied by two individuals who bought it in February 2003.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7226 ODONIEL LOOP W, LAKELAND, FL 33809-2334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2003 · Amount on File
Deed Sale	Feb 5, 2003 · Amount on File
Prior Sale	Jun 1, 1994 · Amount on File
Deed Document Number	200323775
Deed Book / Page	5253 / 2086
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7226 ODONIEL LOOP W, LAKELAND, FL 33809-2334
Document Number	0103961468
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7226 ODONIEL LOOP W LAKELAND FL 338092334, LAKELAND, FL 33809-2334

Mortgage

Document Number	0103961468
Date	Feb 14, 2018
Book Page	010396/001468
Instrument	33937

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	LAKELAND, FL 33801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7226 Odoniel Loop W was $1,816 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,576 (+2.7%)	$333,783 (+0.84%) Land $50,000 Building $283,783
2025	$1,816.00 Homeowner's exemption	$180,697	$331,008 Land $50,000 Building $281,008
2023	$2,266.00 (+4.09%) Homeowner's exemption	$170,489 (+3%)	$343,291 (+0.06%) Land $48,000 Building $295,291
2022	$2,177.00 Homeowner's exemption	$165,523	$343,070 Land $40,000 Building $303,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7226 Odoniel Loop W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7226 Odoniel Loop W is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20