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7129 Odoniel Loop W, Lakeland, FL 33809 Property Records

Polk County property record for 7129 Odoniel Loop W, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 1985
Lot Size0.298 acres (12,998 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Sep 2021)
Tax Bill$2,650 (2025)
Deeds & MortgagesDec 2025 Transfer
Sep 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-27-17-161100-000910

Property Details

APN / Parcel Number

Primary APN24-27-17-161100-000910
Alternative APNs
  • 172724161100000910
  • 72724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,648 sqft Living Area
Gross Area2,424 sqft
1st Floor Area1,648 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area12,998 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area536 sqft
PorchFlorida Room
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7129 ODONIEL LOOP W
CityLAKELAND
StateFL
Zip33809-4669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 91
Legal Range24E
Legal Township27S
Legal Section17
Legal SubdivisionCOUNTRY OAKS OF LAKELAND
Legal Tract161100
Legal Block1
Legal Lot Number91
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1004
Census Tract12304

Owner

7129 Odoniel Loop W is owned and occupied by an individual who acquired it in November 2025.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Intrafamily Transfer, Transfer
Sep 28, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 14, 2021Warranty Deed, Transfer · Conventional Mortgage
GSF MORTGAGE CORP
May 12, 2020Deed of Trust, Mortgage · Conventional with PMI
FREEDOM MTG
Jan 14, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2021 · Amount on File
Deed SaleSep 28, 2021 · Amount on File
Prior SaleSep 14, 2021 · Amount on File
Deed Document Number2021252875
Deed Book / Page11913 / 180
Last Transfer DateNov 19, 2025
Transfer Doc0000290688
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 11, 2025
Property Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669
Document Number0000290688
Book / Page13808 / 620
Map ReferenceMB 77 PG 2&3
Instrument DateNov 19, 2025
Instrument2025290688
Transaction TypeTransfer
Record UpdatedJan 1, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address735 CREATIVE DR, LAKELAND, FL 33813-4972

Transferred To (Grantee/Buyer)

NameVerified Name
Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 28, 2021
Property Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669
Document Number0000252875
Book / Page11913 / 180
Map ReferenceMB 77 PG 2
Instrument DateAug 27, 2021
Instrument2021252875
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5018 RED BUD DR, 5018, GROVETOWN, GA 30813-4404

Transferred To (Grantee/Buyer)

NameVerified Name
Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 14, 2021
Property Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669
Document Number0000239334
Book / Page11890 / 1593
Map ReferenceMB 77 PG 2
Instrument DateAug 27, 2021
Instrument2021239334
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5018 RED BUD DR, 5018, GROVETOWN, GA 30813-4404

Transferred To (Grantee/Buyer)

NameVerified Name
Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669

Mortgage

Document Number0118901595
DateSep 14, 2021
Instrument11890/1595
Lender
NameGSF MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyHILLSBOROUGH TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7129 ODONIEL LOOP W LAKELAND FL 338094669, LAKELAND, FL 33809-4669

Mortgage

Document Number112421603
DateMay 22, 2020
Book Page011242/001603
Instrument103254
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 21, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 14, 2019
Property Address7129 ODONIEL LOOP W, LAKELAND, FL 33809-4669
Document Number0107230416
Book / Page010723 / 000416
Instrument DateJan 10, 2019
Instrument8373
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanySMART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7129 ODONIET LOOP W LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number107230418
DateJan 14, 2019
Book Page010723/000418
Instrument8374
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7129 Odoniel Loop W was $2,650, down 21.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,877 (-2.18%) Land $50,000 Building $189,877$239,877 (-2.18%) Land $50,000 Building $189,877
2025$2,650.00 (-21.64%) Homeowner's exemption$245,224 Land $50,000 Building $195,224$245,224 Land $50,000 Building $195,224
2024$3,382.00 (+3.71%)
2023$3,261.00 (-14.79%) Homeowner's exemption$247,452 (-1.47%)$254,299 (+1.26%) Land $48,000 Building $206,299
2022$3,827.00$251,140 Land $40,000 Building $211,140$251,140 Land $40,000 Building $211,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7129 Odoniel Loop W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7129 Odoniel Loop W is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST
serves 28,082 people · EPA ID FL6532348
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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