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7205 Odoniel Loop W, Lakeland, FL 33809 Property Records

Polk County property record for 7205 Odoniel Loop W, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,900 sqft · built 1985
Lot Size0.298 acres (12,998 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Aug 2022)
Tax Bill$680 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-27-17-161100-000920

Property Details

APN / Parcel Number

Primary APN24-27-17-161100-000920
Alternative APNs
  • 172724161100000920
  • 72724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,900 sqft Living Area
Gross Area2,429 sqft
1st Floor Area1,660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area12,998 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area529 sqft
PorchFlorida Room
Porch Area268 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7205 ODONIEL LOOP W
CityLAKELAND
StateFL
Zip33809-4670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 92
Legal Range24E
Legal Township27S
Legal Section17
Legal SubdivisionCOUNTRY OAKS OF LAKELAND
Legal Tract161100
Legal Block1
Legal Lot Number92
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1004
Census Tract12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7205 ODONIEL LOOP W, LAKELAND, FL 33809-4670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB
Oct 1, 2020Warranty Deed, Transfer · FHA Mortgage
THE MTG FIRM
Sep 20, 2019Warranty Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Prior SaleOct 1, 2020 · Amount on Record
Deed Document Number2022210551
Deed Book / Page12364 / 1952
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 2, 2022
Property Address7205 ODONIEL LOOP W, LAKELAND, FL 33809-4670
Document Number0000210551
Book / Page12364 / 1952
Map ReferenceMB 77 PG 2&3
Instrument DateJul 29, 2022
Instrument2022210551
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8620 TARA PL, 8620, LAKELAND, FL 33809-1500

Transferred To (Grantee/Buyer)

NameVerified Name
Address7205 ODONIEL LOOP W, LAKELAND, FL 33809-4670

Mortgage

Document Number0123641954
DateAug 2, 2022
Instrument12364/1954
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 1, 2020
Property Address7205 ODONIEL LOOP W, LAKELAND, FL 33809-4670
Document Number0113960414
Book / Page011396 / 000414
Instrument DateAug 24, 2020
Instrument205631
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7205 ODONIEL LOOP W LAKELAND FL 338094670, LAKELAND, FL 33809-4670

Mortgage

Document Number113960416
DateOct 1, 2020
Book Page011396/000416
Instrument205632
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 20, 2019
Property Address7205 ODONIEL LOOP W, LAKELAND, FL 33809-4670
Document Number0109800584
Book / Page010980 / 000584
Instrument DateSep 18, 2019
Instrument199798
Transaction TypeTransfer
Record UpdatedOct 4, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,435.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7205 ODONIEL LOOP W LAKELAND FL 338094670, LAKELAND, FL 33809-4670

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,441 (-0.14%) Land $50,000 Building $217,441$267,441 (-0.14%) Land $50,000 Building $217,441
2025$267,829 (-3.26%) Land $50,000 Building $217,829$267,829 (-3.26%) Land $50,000 Building $217,829
2024$680.00 (+27.1%)
2023$535.00 (-84.74%) Homeowner's exemption$276,857 (+13.2%) Land $48,000 Building $228,857$276,857 (+13.2%) Land $48,000 Building $228,857
2022$3,507.00$244,569 Land $40,000 Building $204,569$244,569 Land $40,000 Building $204,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST
serves 28,082 people · EPA ID FL6532348
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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