Oceana County property record for 7225 W Deer Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $24,000 (Jan 2026) |
| Tax Bill | $530 (2024) |
| Deeds & Mortgages | Jan 2026 Sale Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-016-400-07 |
| Primary APN | 006-016-400-07 |
|---|---|
| Alternative APN |
|
| Street Address | 7225 W DEER RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16, T15N R18W -14.73 A M/L- 'PCL A' PT SE 1/4 DESC AS: COM E 1/4 COR; TH S01?26'11W 1310.44 FT; TH N88?29'15W 656.22 FT; TH N01?32'50E 627.02 FT; TH S88?29'43E 135.57 FT; TH N23?31'22E 161.47 FT; TH N30?17'38E 156.77 FT; TH S88?30'56E 55.87 FT; T |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 16 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 11000 |
7225 W Deer Rd is owned and occupied by an individual who bought it in January 2026.
Source: Oceana County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1256 W 151ST ST, LOCKPORT, IL 60441-2397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2026 | Warranty Deed, Transfer LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WHITE LA |
| Jul 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 20, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 6, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2026 · Amount on File |
| Deed Sale | Jan 26, 2026 · Amount on File |
| Deed Document Number | 2026 |
| Prior Transfer Date | Aug 8, 2007 |
| Prior Transfer Doc | 2007/019161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jan 26, 2026 |
| Property Address | 7225 W DEER RD, MEARS, MI 49436-9406 |
| Document Number | 02026/1684 |
| Book / Page | 2026 / 1684 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 202600000411 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WHITE LA |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7225 W DEER RD, MEARS, MI 49436-9406 |
| Name | Verified Name |
|---|---|
| Address | 1256 W 151ST ST, LOCKPORT, IL 60441-2397 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 7225 W DEER RD, MEARS, MI 49436-9406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/14433 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 2022/14433 |
| Instrument | 202200004088 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 20, 2022 |
| Property Address | 7225 W DEER RD, MEARS, MI 49436-9406 |
| Document Number | 2022/15541 |
| Book / Page | 2022 / 15541 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202200004437 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7225 W DEER RD, 7225, MEARS, MI 49436-9406 |
| Name | Verified Name |
|---|---|
| Address | 304 E FILMORE RD, HART, MI 49420-8761 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 6, 2022 |
| Property Address | 7225 W DEER RD, MEARS, MI 49436-9406 |
| Document Number | 2022/12603 |
| Book / Page | 2022 / 12603 |
| Instrument Date | May 31, 2022 |
| Instrument | 202200003590 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9536 WINDSOR SHADE DRAD, 9536, ASHLAND, VA 23005 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7225 W DEER RD, MEARS, MI 49436-9406 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,000 (+458.14%) Land $216,000 | $432,000 (+458.14%) Land $432,000 | |
| 2025 | Homeowner's exemption | $38,700 Land $38,700 | $77,400 Land $77,400 |
| 2024 | $530.00 | ||
| 2023 | $17,500 Land $17,500 | $35,000 (-) Land $35,000 | |
| 2022 | $493.00 | $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7225 W Deer Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7225 W Deer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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