Oceana County property record for 7045 W Deer Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-015-300-11 |
| Primary APN | 006-015-300-11 |
|---|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 7045 W DEER RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7045 W DEER RD WD897364 SPL FR 300-05 IN 90/JW SEC 15 T15N R18W. 5 A M/L W 1/2 OF W 1/2 OF E 1/2 OF NW 1/4 OF SW 1/4 |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 15 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 11000 |
7045 W Deer Rd is owner-occupied and held in a trust.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7045 W DEER RD, MEARS, MI 49436-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Aug 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 7045 W DEER RD, MEARS, MI 49436-9557 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7045 W DEER RD, MEARS, MI 49436-9557 |
| Document Number | 2022/21566 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 2022/21566 |
| Instrument | 202200005936 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Aug 18, 2022 |
| Property Address | 7045 W DEER RD, MEARS, MI 49436-9557 |
| Document Number | 2022/17678 |
| Book / Page | 2022 / 17678 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 202200004986 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7045 W DEER RD, MEARS, MI 49436-9557 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 7045 W Deer Rd was $1,946 with a homeowner's exemption, up 2.5% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,900 Land $157,900 | $315,800 Land $315,800 | |
| 2025 | $1,946.00 (+2.47%) Homeowner's exemption | ||
| 2024 | $1,899.00 | ||
| 2023 | $118,900 Land $118,900 | $237,800 (-) Land $237,800 | |
| 2022 | $1,685.00 | $237,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7045 W Deer Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 W Deer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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