7100 Palms Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7100 Palms Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,270 sqft · built 2003
Lot Size	1.05 acres (45,782 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Sep 2023)
Tax Bill	$6,602 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-014-2009-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-014-2009-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,270 sqft Living Area
1st Floor Area	2,270 sqft
Basement Area	2,270 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	45,782 sqft (1.05 acres)
Lot Dimensions	367 ft deep x 120 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7100 PALMS RD
City	IRA
State	MI
Zip	48023-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG S 00D 09M 28S W 1083.02' FROM NE SEC COR, TH S 00D 09M 28S W 120', TH N 89D 29M 00S W 402.42', TH N 01D 51M 19S E
Legal Range	15E
Legal Township	03N
Legal Section	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3003
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7100 PALMS RD, IRA, MI 48023-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	202315928
Deed Book / Page	5653 / 71
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 11, 2023
Property Address	7100 PALMS RD, IRA, MI 48023-2612
Document Number	0000565371
Book / Page	5653 / 71
Instrument Date	Aug 11, 2023
Instrument	2023015928
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60300 NEW HAVEN RD, LENOX, MI 48048-1781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8730 BABCOCK RD, JEDDO, MI 48032-8203

Mortgage

Document Number	0005650393
Date	Aug 30, 2023
Book Page	5650/393
Instrument	2023015372

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7100 PALMS RD, IRA, MI 48023-2612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 PALMS RD, IRA, MI 48023-2612

Mortgage

Document Number	0052590133
Date	Oct 21, 2020
Book Page	5259/133
Instrument	2020026124

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 17, 2020
Property Address	7100 PALMS RD, IRA, MI 48023-2612
Document Number	0005142605
Book / Page	5142 / 605
Instrument Date	Dec 9, 2019
Instrument	2020001497
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 PALMS RD, IRA, MI 48023-2612

Mortgage

Document Number	2020001498
Date	Jan 17, 2020
Instrument	2020001498

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,400 (+5.6%)	$542,800 (+5.6%)
2025	$6,602.00 (+2.25%) Homeowner's exemption	$257,000 (+24.33%)
2024	$6,457.00 (+18.37%)		$514,000 (+24.33%)
2023		$206,700
2022	$5,455.00		$413,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100

May also be available: Xfinity.

Nearby Properties on Palms Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures