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7220 Bridle Path, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7220 Bridle Path, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage2,157 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$342,500 (2018)
Tax Bill$4,215.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-26-32-2602-0001-0050
Alternative APNs
  • 263207260200010050
  • 102884

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,157 sqft Living Area
Gross Area2,737 sqft Gross Area
1st Floor2,157 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area420 sqft Pool
Shed1 Shed
Shed Area288 sqft Shed
Deck Area602 sqft Deck
Porch Area250 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7220 BRIDLE PATH
CitySAINT CLOUD
StateFL
Zip34771-9522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT 4 PB 4 PG 112 LOT 5
Legal Range32E
Legal Township26S
Legal Section07
Legal SubdivisionBAY LAKE RANCH UNIT 4
Legal Tract2602
Legal Block50
Legal Lot Number5
Legal Unit4P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1000
Census Tract43801

Owner

Source: Osceola County records · APN 07-26-32-2602-0001-0050

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer · Conventional Mortgage
NCPD FEDERAL CREDIT UNION
Oct 06, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
COMMERCE HOME MORTGAGE LLC
Jul 06, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2018 · Amount on Record
Deed SaleJul 06, 2018 · Amount on Record
Prior SaleDec 08, 1997 · Amount on Record
Deed Doc Number2018103758
Deed Book / Page5363 / 36
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 16, 2026
Property Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522
Document Number0000093215
Book / Page7004 / 2846
Instrument DateJul 13, 2026
Instrument202693215
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$452,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522

Mortgage

Document Number0000093218,
DateJul 16, 2026
Instrument202693218
Lender
NameNCPD FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522
Transaction TypeMortgage
Record UpdatedNov 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522

Mortgage

Document Number0058071138
DateOct 06, 2020
Book Page5807/1138
Instrument2020134001
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 06, 2018
Property Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522
Document Number0053630036
Book / Page5363 / 0036
Map ReferenceMB4 PG112
Instrument DateJul 06, 2018
Instrument2018103758
Transaction TypeTransfer
Record UpdatedNov 03, 2021
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,397.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7220 BRIDLE PATH, 7220, SAINT CLOUD, FL 34771-9522

Transferred To (Grantee/Buyer)

NameVerified Name
Address7220 BRIDLE PATH, SAINT CLOUD, FL 34771-9522

Mortgage

Document Number2018103772
DateJul 06, 2018
Instrument2018103772
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term354 Months
DueJan 02, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,215.00 (+5.01%) Homeowner's exemption$293,692 (+5.99%)$520,600 (+26.21%) Land $121,000 Building $399,600
2024$4,014.00 (+2.14%)
2023$3,930.00 (+4.11%) Homeowner's exemption$277,102 (+3%)$412,500 (+14.33%) Land $91,800 Building $320,700
2022$3,775.00 Homeowner's exemption$269,032$360,800 Land $86,400 Building $274,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire LikelihoodAbout 1 in 133 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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