706 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 706 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1980
Lot Size	0.291 acres (12,685 sqft)
Owner	2 Company Names on Record
Last Sale	$326,000 (Jun 2021)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-08 B:0000 L:0055`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-08 B:0000 L:0055`
Alternative APN	`M:0D=08 B:0000 L:0055`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
Gross Area	1,264 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,685 sqft (0.291 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	706 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	55
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3012
Census Tract	640800

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12 THEODORE ST, FALL RIVER, MA 02720-6722
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 1, 2020	Quit Claim Deed, Transfer · Conventional with PMI BAYCOAST MTG CO LLC
Aug 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	202152678
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 25, 2021
Property Address	706 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	52678
Instrument Date	Jun 25, 2021
Instrument	52678
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SPENCER ST, FALL RIVER, MA 02721-4539

Mortgage

Document Number	52679
Date	Jun 25, 2021
Instrument	52679

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 1, 2020
Property Address	706 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	0000051474
Instrument Date	Apr 23, 2020
Instrument	51474
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 LONG HWY LITTLE COMPTON RI 028371814, LITTLE COMPTON, RI 02837-1814

Mortgage

Document Number	51475
Date	May 1, 2020
Instrument	51475

Lender

Name	BAYCOAST MTG CO LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 9, 2019
Property Address	706 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	0000050839
Instrument Date	Jul 16, 2019
Instrument	50839
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 PLEASANT ST FALL RIVER MA 027233036, FALL RIVER, MA 02723-3036

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 16, 2019
Property Address	706 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	0000050769
Instrument Date	Jul 12, 2019
Instrument	50769
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$433.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 PLEASANT ST FALL RIVER MA 027233036, FALL RIVER, MA 02723-3036

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	FALL RIVER MA
Recording Date	Feb 12, 2018
Property Address	706 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	0000049572
Instrument Date	Jan 25, 2018
Instrument	49572
Transaction Type	Foreclosure
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Tax	$611.65
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+5.94%)	$305,400 (+6.3%) Land $137,300 Building $168,100	$433,105 (+4.28%)
2024	$3,301.00 (-0.6%)	$287,300 (+6.13%) Land $132,200 Building $155,100	$415,340
2023	$3,321.00	$270,700 Land $125,800 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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