Campbell County property record for 716 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,352 sqft · built 2012 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Owner Name on File |
| Last Sale | $309,106 (Aug 2012) |
| Tax Bill | $4,263 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-38-326.00 |
| Primary APN | 999-99-38-326.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 2,352 sqft |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 11,064 sqft (0.253 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 716 SANDSTONE RDG |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 20 LOT 196 0.2535 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 20 |
| Legal Lot Number | 196 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53301 |
The current owner of 716 Sandstone Rdg bought it in August 2012.
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 716 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 20, 2016 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Last Sale | Aug 14, 2012 · Amount on File |
|---|---|
| Deed Sale | Aug 14, 2012 · Amount on File |
| Prior Sale | Jun 13, 2012 · Amount on File |
| Deed Document Number | 08 14 12 019 00196 |
| Deed Book / Page | 0745 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 716 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 716 SANDSTONE RDG, COLD SPRGS HI, KY 41076-7155 |
| Document Number | 0005130156 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | M2280/670 |
| Instrument | 5130156 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 716 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005050541 |
| Book / Page | 002096 / 000675 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 716 MODSTONE RD COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Number | 0005050541 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 002096/000675 |
| Instrument | 5050541 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 8, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 716 Sandstone Rdg was $4,263.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,263.00 | $351,800 Land $75,000 Building $276,800 | $351,800 Land $75,000 Building $276,800 |
| 2023 | $4,221.00 (+9.27%) | $351,800 (+13.81%) Land $75,000 Building $276,800 | $351,800 (+13.81%) Land $75,000 Building $276,800 |
| 2022 | $3,863.00 | $309,106 Land $58,504 Building $250,602 | $309,106 Land $58,504 Building $250,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Sandstone Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 Sandstone Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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