Campbell County property record for 717 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,957 sqft · built 2012 |
| Lot Size | 0.373 acres (16,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,500 (Aug 2018) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-38-322.00 |
| Primary APN | 999-99-38-322.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 2,957 sqft |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 16,291 sqft (0.373 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 717 SANDSTONE RDG |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 20 LOT 193 0.3741 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 20 |
| Legal Lot Number | 193 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 717 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 4, 2020 | Deed of Trust, Mortgage US BANK NA |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jun 5, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage VICTORY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Dec 21, 2012 · Amount on Record |
| Deed Document Number | 5078203 |
| Deed Book / Page | D796 / 400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 717 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0005106292 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | M2212/400 |
| Instrument | 5106292 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 18, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 717 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 717 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Document Number | 0005116462 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | M2240/654 |
| Instrument | 5116462 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 1, 2018 |
| Property Address | 717 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Document Number | 0005078203 |
| Book / Page | 000796 / 000400 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 5078203 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 717 SANDSTONE RDG COLD SPRING KY 410767156, COLD SPRING, KY 41076-7156 |
| Document Number | 5078204 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 002153/000114 |
| Instrument | 5078204 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 5, 2018 |
| Property Address | 717 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Book / Page | 002147 / 000138 |
| Instrument Date | May 22, 2018 |
| Instrument | 5074746 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 717 STANDSTONE RDG COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Number | 0005074746 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 002147/000138 |
| Instrument | 5074746 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 4, 2019 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 (+1%) | $399,200 (-) Land $75,000 Building $324,200 | $399,200 (-) Land $75,000 Building $324,200 |
| 2023 | $4,790.00 (+17.03%) | $399,200 (+21.89%) Land $75,000 Building $324,200 | $399,200 (+21.89%) Land $75,000 Building $324,200 |
| 2022 | $4,093.00 | $327,500 Land $61,879 Building $265,621 | $327,500 Land $61,879 Building $265,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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