Washington County property record for 722 5th St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,105 sqft · built 1890 |
| Lot Size | 0.722 acres (31,493 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Nov 2023) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000019110000 |
| Primary APN | 000019110000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,105 sqft Heated Area |
| Gross Area | 2,861 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,493 sqft (0.722 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
| Porch Area | 588 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000019110000 |
|---|---|
| Street Address | 722 5TH ST |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 1286 P 580 PARCEL DESC IN ORB 1286 P 580 |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Block | 1911 |
| Legal Lot Number | 0000 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970103 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 722 5TH ST, CHIPLEY, FL 32428-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 13, 2023 | Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2023 · Amount on Record |
| Deed Document Number | 202367007599 |
| Deed Book / Page | 1286 / 580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 722 5TH ST, CHIPLEY, FL 32428-1910 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 722 5TH ST, CHIPLEY, FL 32428-1910 |
| Document Number | 0067000788 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 1360/815 |
| Instrument | 202667000788 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Nov 2, 2023 |
| Property Address | 722 5TH ST, CHIPLEY, FL 32428-1910 |
| Document Number | 0067007599 |
| Book / Page | 1286 / 580 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 202367007599 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3186 CHRISTMAS RD, COTTONDALE, FL 32431-7169 |
| Name | Verified Name |
|---|---|
| Address | 722 5TH ST, CHIPLEY, FL 32428-1910 |
| Document Number | 0000000582 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 1286/582 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 13, 2023 |
| Property Address | 722 5TH ST, CHIPLEY, FL 32428-1910 |
| Document Number | 0067002571 |
| Book / Page | 1269 / 338 |
| Instrument | 202367002571 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 875 ORANGE HILL RD, CHIPLEY, FL 32428-4316 |
| Name | Verified Name |
|---|---|
| Address | 3186 CHRISTMAS RD, JACOB, FL 32431-7169 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (+3.96%) Homeowner's exemption | $195,221 (+1.68%) Land $34,200 Building $161,021 | $195,221 (+1.68%) Land $34,200 Building $161,021 |
| 2024 | $3,030.00 (+46.66%) Homeowner's exemption | $192,003 (+78.43%) Land $27,000 Building $165,003 | $192,003 (+78.43%) Land $27,000 Building $165,003 |
| 2023 | $2,066.00 (+9.72%) | $107,605 (+11.16%) Land $27,000 Building $80,605 | $107,605 (+11.16%) Land $27,000 Building $80,605 |
| 2022 | $1,883.00 | $96,805 Land $23,400 Building $73,405 | $96,805 Land $23,400 Building $73,405 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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