731 5th St, Chipley, FL 32428 Property Records

Washington County property record for 731 5th St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,072 sqft · built 1940
Lot Size0.563 acres (24,567 sqft)
OwnerCompany Name on Record
Last Sale$146,000 (Jan 2009)
Tax Bill$2,426 (2025)
Deeds & MortgagesNov 2024 Mortgage
Dec 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN000018750000

Property Details

APN / Parcel Number

Primary APN000018750000
Alternative APN
  • 18750000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,072 sqft Heated Area
Gross Area2,117 sqft
FlooringHardwood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,567 sqft (0.563 acres)
Lot Dimensions150 ft deep x 164 ft wide
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000018750000
Street Address731 5TH ST
CityCHIPLEY
StateFL
Zip32428-1916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1281 P 586 BEG. 227', S. OF SWC OF LOT 391, RUN S.172', E.150', N.172', W. 150' BLK 15, SE1/4
Legal Range13W
Legal Township04N
Legal Section04
Legal Block15
Legal Lot Number391
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2036
Census Tract970103

Owner

Source: Washington County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10908 COURTHOUSE RD # 102315, 102315, FREDERICKSBURG, VA 22408-2658
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2024Deed of Trust, Mortgage
LOWELL GILLILAND, AN INDIVIDUAL
Dec 20, 2024Deed of Trust, Mortgage · Line of Credit
SUCCESS LENDING LLC A PENNSYLVANI
Aug 31, 2023Quit Claim Deed, Transfer · Construction Mortgage
KIAVI FUNDING INC
Oct 3, 2022Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2009 · Amount on Record
Deed SaleJan 8, 2009 · Amount on Record
Prior SaleOct 3, 2022
Deed Document Number0067000107
Deed Book / Page802 / 137
Last Transfer DateAug 31, 2023
Transfer Doc0067006082
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address731 5TH ST, CHIPLEY, FL 32428-1916
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 COURTHOUSE RD 102315, 102315, FREDERICKSBURG, VA 22408-2658

Mortgage

Document Number0067008292
DateNov 13, 2024
Book Page1321/17
Instrument202467008292
Lender
NameLOWELL GILLILAND, AN INDIVIDUAL
TypePrivate Party
Address2 MISTY ST, LUMBERTON, MS 39455
Agreement
AmountAmount Recorded

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address731 5TH ST, CHIPLEY, FL 32428-1916
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 COURTHOUSE RD, FREDERICKSBURG, VA 22408-2658

Mortgage

Document Number0067009262
DateDec 20, 2024
Book Page1324/232
Instrument202467009262
Lender
NameSUCCESS LENDING LLC A PENNSYLVANI
Address575 PINETOWN RD UNIT 1612, FORT WASHINGTON, PA 19034
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueJun 4, 2025

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateAug 31, 2023
Property Address731 5TH ST, CHIPLEY, FL 32428-1916
Document Number0067006082
Book / Page1281 / 586
Instrument DateAug 7, 2023
Instrument202367006082
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyALAMO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1400 INDEPENDENCE AVE SW, WASHINGTON, DC 20250-0002

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 COURTHOUSE RD # 102315, 102315, FREDERICKSBURG, VA 22408-2658

Mortgage

Document Number0000000589
DateAug 31, 2023
Instrument1281/589
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateOct 3, 2022
Property Address731 5TH ST, CHIPLEY, FL 32428-1916
Document Number0067008150
Book / Page1254 / 740
Instrument DateSep 21, 2022
Instrument202267008150
Transaction TypeForeclosure
Record UpdatedDec 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 5TH ST, CHIPLEY, FL 32428-1916

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,426.00 (+3.94%)$116,369 (+2.03%) Land $31,160 Building $85,209$116,369 (+2.03%) Land $31,160 Building $85,209
2024$2,334.00 (-25.74%)$114,056 (-25.07%) Land $24,600 Building $89,456$114,056 (-25.07%) Land $24,600 Building $89,456
2023$3,143.00 (+1.88%)$152,226 (-1.52%) Land $24,600 Building $127,626$152,226 (-1.52%) Land $24,600 Building $127,626
2022$3,085.00$154,573 Land $21,320 Building $133,253$154,573 Land $21,320 Building $133,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

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