Washington County property record for 709 5th St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,822 sqft · built 1927 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,304 (2023) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000018600000 |
| Primary APN | 000018600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,822 sqft Heated Area |
| Gross Area | 5,756 sqft |
| Basement Area | 582 sqft |
| Finished Basement | 582 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 934 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000018600000 |
|---|---|
| State | FL |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 273 P 2488 LOT 337, N1/2 OF SE1/4, (LE ORB 999 P 428) |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Subdivision | L W MORDT |
| Legal Block | 1860 |
| Legal Lot Number | 337 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970103 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 1, 2023 | Intrafamily Transfer, Transfer |
| Oct 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 |
| Deed Sale | Sep 1, 2023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 709 5TH ST, CHIPLEY, FL 32428-1914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 709 5TH ST, CHIPLEY, FL 32428-1914 |
| Document Number | 0067006851 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 1284/150 |
| Instrument | 202367006851 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 709 5TH ST, CHIPLEY, FL 32428-1914 |
| Document Number | 0067006128 |
| Book / Page | 1281 / 826 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 202367006128 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 709 5TH ST, CHIPLEY, FL 32428-1914 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 709 5TH ST, CHIPLEY, FL 32428-1914 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Oct 12, 2022 |
| Property Address | 709 5TH ST, CHIPLEY, FL 32428-1914 |
| Document Number | 0067008361 |
| Book / Page | 1255 / 482 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 202267008361 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 SHORES ROAD, 206, CHIPLEY, FL 32428 |
| Name | Verified Name |
|---|---|
| Address | 12532 APALOOSA WAY, PANAMA CITY, FL 32404-2804 |
| Document Number | 0000000486 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 1255/486 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,304.00 (+237.29%) Homeowner's exemption | $349,081 (+159.92%) Land $16,500 Building $332,581 | $349,081 (+8.47%) Land $16,500 Building $332,581 |
| 2022 | $1,869.00 Homeowner's exemption | $134,304 | $321,830 Land $14,300 Building $307,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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